Financial Discussion

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hi all, i plan to open a thread to discuss whatever related to financial topics here Firstly, i would like to share the concept of financial planning. What will you use your money? Surely for food, accommodation, clothes, for better life.... Living for better life yes, that is correct. But the concern is what is the way to make your life become better? So, you have to plan your financial. For me, the basic concept is to accumulate your wealth. There are many methods to plan for wealth accumulation, for instance, invest in mutual funds, bonds, equities, savings, stocks, properties, real estates, business, etc. All of them are one of the financial vehicles. It depend on individual behaviours and profiles, some people who prefer high risk because high return, however some people who are more conservatives.