will you still trust your future/child's future to insurance company?

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news about insurance company's bankruptcy is everywhere. its really sad and bad to hear news like this because we know that parents do everything and sometimes sacrifice just to pay those insurance and hope to secure their child's future/education and their future as well. my parents are victim of this, they buy insurance for my brothers education but now that they need it they get nothing...just waiting when this company gonna pay them...huh!and to think that this company is the most trusted one that time, never anyone thinks that this company will gonna experience this bankruptcy. so sad! so bad! :-( its hard to trust any company now to invest coz even the biggest name in the field are experiencing hardships... for you? will you still trust your money to these insurance companies?or you already have an insurance? how was it? thanks & have a nice day! :-)