Doesn't everyone talk about everyone?

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I would like to hear opinions or thoughts on this! Lately my husband has been getting mad at our neighbor because she says she talks about us behind our backs. He says they are lies. I think honestly that everyone talks about everyone. I know we have talked about them when they are not around. I know most people talk about people when they are not around. People talk about family and friends. Yes they like and care for these people but I think it a natural order of things. I haven't met anyone that hasn't talked about someone! I just feel bad because. She is pregnant. Her husband is deployed. She has a 2 year old and I think could use some help around the yard and stuff. Plus she has been nice to us. They have loaned us money and we have paid them back of course. We have helped each other out in the past. Pluse she is 6 months behind on her house payment and 3 months behind on her truck payment. I would like to help her anyway I can but we don't have the money to lend. My husband does not want anything to do with her for a while. That and he says she makes a competition out of what her 2 year old can do and what ours can do. It doen't bother me because it is not going to change how I raise my child. But it bothers him. Plus instead of asking him to mow her lawn she told him too. I just feel though he could be nicer. I just feel so bad about the situation. Sometimes I can't help feel like we owe her. We borrowed $4000 to help get us our house we were buying. We did pay her back and gave her a trailer worth $1000 for her trouble. I just still feel like we should help her because of it. Any thoughts anyone? Does this make since or is it just the hormonal ramblings of a pregnant woman? Does anyone know someone who doesn't talk bad about anyone?