Did You Know that Having Debt is a SIN?

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I worked at a large bank for a long time. I saw so many people struggling under mountains of debt without really knowing what they were doing with their money. They had no financial control at all. Then I left the bank to become a freelance writer (I'm so glad I did - I'm happier and I earn more!) In my research as a writer I learned that it's in the Bible that banks are committing a sin. People who take debts from a bank, like credit cards or personal loans or mortgages, are helping to perpetuate that sin. Here's where it's written: Exodus 22:25 says: "If thous lend money to any of my people that is poor by thee, thous shalt not be to him as an usurer, neither shalt thou lay upon him usury." Leviticus 25:35 says something along the lines of that we are to relieve our poor brethren, taking no usury or increase from them. Verse 37: "Thou shalt not give him thy money upon usury, nor lend him thy victuals for increase." Verses 38-39: "because God brought Israel out of Egyptian slavery. Therefore we are not to put our brothers into slavery to us. There is to be no increase at all when we loan to our brethren." Hmmm... isn't it funny how the sinful banks now rule our lives and we've become slaves to paying back their usury?