In the use of money?

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for me to be moderate you must know the difference between what is wasteful spending and what is reasonable its because it is important that you know what is practical and what is useful. food is good for you because you need to eat in oder to live. But you do not live to eat. You dont earn money simply so that you can spend it.You must spend time and money for your benefit but also for the benefit of others. But you also have to have good taste and be able to enjoy the things that God has provided. For you what is the use of money??