Have you ever had an out of body or near death experience?

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I have read many times of people who have died, say on an operating table, and been resuscitated after a number of minutes. But they were considered technically dead before that. They tell of similar experiences of seeing a light, being drawn to it, and having peace and joy. Or they tell of being "outside" their body watching doctors and nurses work on them and hearing the conversations, etc. Have you ever had such an experience? What was it like? Karen