I need an Advice!

There's practically nothing u can do.. First thing, there's no written evidence between u and them to show that they have borrowed money from u, and thus there's nothing the law can do to help u.. Secondly, your sister is not u, and thus she cant force them to repay the borrowed money too.. With such a thing happening, i dun think u will regard them as frenz anymore for they are not worth it.. However, if u still wanna get your money back, u can only take it back bit by bit from them.. If not, even though it's large amount of money, u will have to treat it as bad debt..

I don't think you will recieve your money recently, but this lesson for you will always remember to your mind. You don't have second time in your life. Money always be a problem that making people become to enemy.However you should give your sister often asks to them.

It is true that when it boils down to what is right, if you are going to lend anybody money, there had to be documents which will attest to the loan. I dont want to say you are screwed because there may stilll be a chance that they can pay you back. Try talking to they to coming up with some kind of agreement, like paying a little every month or so. Good luck!

it is very good to take someone advice when we moves to any country. so they help us in which area you work. so that there is no problem in residing there or to find work .as there are various sites which help the people to stay in which country they want to go.

Past is past, that is don't worry that u don't have any legal papers for the money lended. Have faith in god. Just try a simple drama, "that u r met with an accident and u need money to cure". Ask ur sister to play this to ur friends, definitely u will get a portion of ur money back soon.

There are two ways of getting your money back. Many countries don't need a papaer for something. They accept a spoken agreement, but you need to have testifiers. If you can't with that, you can just make they days a nightmare and just hope to get your money back.

Without and supporting documentation, you have one heck of a challenge on your hands here rainmark because it's next to impossible to prove they even owe you anything. "Verbal contracts" can hold up in some countries, but you of course need to have witnesses that will state they knew of the deal you struck with someone. I have no idea what the laws are in the Philippines when it comes to verbal contracts though. Unfortunately I think it's highly unlikely that you'll get your money and you'll just have to notch this one up to experience. My advice though is that in the future, don't EVER loan large amounts of money without written agreements in place! Even if they are friends or family, it's important to cover your butt and if the person is THAT desperate for the cash, they should have no issues signing something.

That is the problem with giving out loans to people especially to friends where there is no written agreement to make the loan contractual. It is based on 'trust upon trust' kind of understanding. At the end of the day you end up losing your money and your friends. I am afraid you can no longer get your money back unless you hire a thug to go after them.

Welcome to the club! I also have this friend and he borrowed money from me..its mroe than a year and he hasnt paid a single penny. he used it to work on his requirements beecause at that time he is applying for AirPhil, he said that as soon as he gets his first pay he will pay me..no written contract. Its more than a year since he worked there and still no payment coming in. We saw each other few months back, but he just said," oh i still owe you money, sorry about that, ill pay you this coming payday." Couple of payday has gone us by and still now payment. I really dont think he has intentions of paying me. I called him asking for it, he always comes up with excuses. If they have intentions of paying up, theyre not going to wait for us to ask them about it, instead, they will pay it outright.

I have the same problem with a few friends of mine who owes me money but hasn't paid me over 4 years already. It is very tiring going after them and they love to make up excuses just so they won't pay for it at the moment. Right now I hardly lend my friends money just so I won't have a hard time getting the money back. I have already learnt from my mistake not to lend a big amount and I should put it into writing to make sure I can get the money back.

Hi friend, I can relate. I have some money which I lend to some of my neighbors with interest. Unfortunately, it has been 1 year already but I am not yet paid. There are indeed excuses given to me which only irritates me. Unfortunately, I don't know what to do to be able to get my money back. I will be very happy to get the principal back even without the interest. I am actually planning to escalate this incident to our baranggay captain. But I am still trying to fix things just between the two us. But just in case, that is what I am planning to do.

Hello good evening.. The only thing that you can do about your problem is that tell your sister not to say something bad or not to harm the people who borrowed your money, but just to lower down her temper and formally ask the people who have debts in you even if they can pay in a staggered basis like a small amount until they can pay all their debts to you. The only answer to it is to understand their situation and have more patient. And trust in God because he says that when you give little thing to our brother and sister and God will pay you more.. Okey hope you learn something from my advice and God bless and Good luck to your career in UK..