What do you do for a living?

thanks just_mavis. i appreciate your advice. i'll do that. but in the right time because at times like this, life is tough. it is not easy to give up my job if i don't have enough savings plus the benefits i am getting from the company. i am really thinking so hard what's the best for me. but maybe i am wasting time already? thanks for the post. :)

Hi,its great to know about just_mavis advice however we must take note that in times of this economic downturn, we just have to accept and be contented with what we have, in other words, appreciate our job and stick to it, putting aside of a sudden career change. In future, when there are better prospect out there, then it would be fine to switch jobs. Just my humble opinion because i have friends who switch jobs in times like this and regretted. Although, there might be a pay cut or a cut in bonus and etc, we must learn to be humble and have a positive thinking with regards to our job. We must realise that we do not suffer alone as there are others who are much much more worst than us.

that sounds like a good idea. i always know that business is good way to make money. but i am thinking of my capital and what market to penetrate. if you are just doing it alone, things can be a little tough you know. can you tell me more about your mlm business? pm me. :) thanks

drop me a pm when u can

same here.. i don't have a lot of money even to buy a car, perhaps a used car I can afford. but anyway, what i am trying to spend on is something that i could generate income from. and based on a book i have read somewhere, an expense is an asset if we generate an income out of it.. if you are using it while it loses its value, then it is a liability. i want to spend my money wisely. and like you, still looking for ways to make money. offline or online. whatever works. right? :) thanks for the post.

alright, i will find time to visit your site. thanks for posting! :)

that is what i am doing. but it seems to be not enough because i don't earn that big bucks here in the Philippines. It's a little higher than day jobs out there but there are so many expenses that is inevitable really. now my goal is to have an alternate income and look for a passive income while doing my full time job in the process. this way my savings will get a bigger savings.. right now i am canvassing for a high-interest time deposit account in commercial banks here in my place.just like you, so as to avoid spending it.. thanks for the post.

Before one of my friend do like this, he deposit all money he get from the company. And he try his best to find another part time work, he try to write article to newspaper, and help other to drive taxi at night time. Now he have a coffee Bar now, and no need to drive taxi at night time any more.

same here. let's wish each other luck and maybe help each other out? thanks and happy mylotting. just explore the site and you can dig a mine of information. :)

i also want to have a business of my own someday. i love to travel as well. good luck to your business! happy mylotting. :)

thanks for the post.. what are those things? care to elaborate ? i see mylot as my outlet for expressing myself, i dont earn here much. i haven't got the minimum payout either. care to share your secret of earning here? you can send me a private message. :)

that is so true... thanks much for the reminder. i will always bear that in mind.. happy mylotting.

hmm.. i did a lot of saving on my 1st to 2d yrs of working. I set aside 20-40% of my net income. i was able to buy a laptop of my own. but i still find it really slow progress. im 24 already and i aim to save a lot on my 30th birthday. im really pushing myself too hard to learn about financial literacy. maybe because i lack a mentor that could guide me?

i never tried donating blood before.. because of afraid of needles! lol. but i'll scout for places where i can donate my plasma. for a change. they say it cleanses your blood? is that true?

not yet. besides i think it's too risky at this times. and i am aiming for low risk money-making schemes right now. in which i don't really put out too much money.i wouldn't want to lose my hard-earned money you know.. but maybe someday when i have enough money on my emergency fund, i could risk to an investment like that..