Managing your bills.

though i haven't specific plans about my bills,but i can use them optimization. most of my students, i haven't the most monsy at the beginning of the term,but i can use the money continue until the end!i never have the experience that i haven't any money to use!

I have ticks on the calendar for notice what day will pay the bills but if about the water and electircity bills i will cut from the account bank.I think it is busy really if we will not have ticks before pay bills.

We pay them when we get paid in the middle of the month. Most of our bills are due at the end of the month, so it works out. Then when we get paid at the end of the month, we use that to pay the next month's rent and the bills that are due at the beginning of the month.

Well, at first i started using a calendar placing a specific date to pay them , make out the checks and sending at least 10 days before date due. But since bill pay banking has arrived that is the most convenient way for me to pay my bills and set up reminders if needed to get them outand paid on time. The best things about this is you dont need to buy stamps,envelopes to send them out.No checks to write. And alot of billers have it set up to where you can pay the companies electronically from your account. If you have a credit card or utility bill that charge you for paying online using there websites or for paying in person this is ideal because bill pay is FREE to any and all in the US you can even send a check to someone who is not a biller from your account, best of all you can do all this for FREE!

I always hang all of them on a wooden board up the wall and I add them up. Then I know how much I need to pay for the month and how much I can use for other things. I try to always pay the ones that charge higher late fees and I do my best to pay all my bills before the deadline. However sometimes there are so many of them sometimes that I can't pay all of them by the end of the month.

I try to pay as many of them as possible by direct debit with as many of the direct debits set up towards the end of the month as possible. That way I get used to my bills being paid regularly and as painlessly as possible. That way I also get used to managing the amount of money in my account on a month to month basis and prevents me from thinking that in a particular month that I am well off.

hello lologirl2021, Paying the bills is not my job. It's my wife who does all the budgeting. So when payday comes, she segregated this amount for market, medicines, bills, groceries, allowance for me and the kids and credit cards. Everytime we receive the bills - electric, water, telephone, broadband, credit card, for that matter, she can pay it at once and without daily. Telephone and credit card always go together, so she's paying it at the same time. Others arrive in different dates.

We do the best we can when we're paying our bills. Some of bills require some creative planning on how we pay the bill. I can't wait till we don't have to play that game anymore.

Hi there! I only have 5 sets of bills coming in every month so it's not that hard to manage them and they are house rent, water, electric, internet and credit card. If I don't use my credit card then I will be just having 4 bills. Whenever I have bills I file them all in one place near my cellphone where I can always see them. Everyday when I see them I check on their due dates and when it's a day or two before their due dates, I pay them. After paying a bill, I would again file them with the other unpaid bills and when every bill is settled, I staple them all together. So that I would know that every bill I have for the month is paid. Even the bill from my credit card reflects zero balance, I still file it together with the other house bills. I've been doing this system for several years now and no bill has been left unpaid yet proving it perfectly works for me this way. Ciao!

Normally, I'll set my bank account to auto-deduct my money to pay bills. That is for an extra important bills that need to be paid every month. For other bills, I'll pay when I have enough money to pay for.

I have no installment purchase and have few credit cards, so relatively easy to manage payments. As for the utility payments, they are linked with one of my debit account. Easy for me, meanwhile no advantage, either.

well to be honest I dont use credit cards so never have those dreaded credit card bills. For my household bills I usae direct debit the money comes out auto-matically at the beginning of the month so I dont have to remember to pay them as the take it out bank on a specific day each month. So thats how I pay my bills.

I have tried writing the bills on the calander so I can remember when they are do. It those work for me well that is if I have that money to pay them. I have not been able to have a month were I can pay the full amount. I know it makes it worst since I have to pay late fees but I don't have the money to pay the full amount. So right now I put the bills that are older firsts so they wont get disconected and I will ask for a little bit more time on the ones that I can't pay. I am so tired of this but I hope that it wont be for a long time.

it's important for every one ,i think... but by now ...i haven't my own money and decision yet ....

I have mine in three different places. I have them on a list on my computer, calendar, and in a notebook. I sit down and right down when my husband and I each get paid and what bills need to go with that paycheck. I sometimes figure mine up as far as 6 months ahead of time. If something pops up I work it into the budget. That way at any given time I can tell if things are going to be tight one week or if we will have some extra. As soon as I have the extra money I go ahead and pay on my credit cards. The late fees on those things is ridiculous so dont even get yourself caught up there.

It can be a bit confusing to keep track of all of our bills, but since my husband and I have the money to pay them when we come, we have a system set up with our bank accounts that works well. We have a "house checking" account, as we call it, and we each have our personal checking accounts. I have calculated the amount that both of us need to contribute into the house checking account each month in order for all of our bills to be paid, while the amount is our house checking doesn't go any lower than it was the previous month. I pay more per month than he does into it, since both of our health insurances are through his employer and come directly out of his check, so he's already "paying" a bill there. But I put so much in on the first, and he usually puts half of his total monthly amount in on the first. Then on his next paycheck he'll put the next half, so it's not a big chunk coming out at once. This also helps pay those bills that are usually due later in the month. So basically, we stay ahead on our bills by planning ahead. We only pay our car insurance bill once a year (since it's cheaper that way), so that particular month we'll add an equal amount more to cover that as well. This way do we rarely see surprises. It also makes it a lot easier to transfer money and keep track of accounts because we both bank a lot online. If your bank is online, I'd highly recommend making an online account if you haven't already just to watch your finances closely if you need to. Good luck. :)

I get paid twice a month and have set up a budget in my excel spreadsheet. My bills pretty much correspond to the dates they will get paid. But all in all my bills are paid before their due dates. Seven days before I get paid I sit down and make out the checks and stuff them in the envelope and put a stamp on them and put them in my dayplanner and 2 days before payday I drop them off at the post office.

I personally think that the best way is that when you get a bill in the mail, pay it as soon as possible! I don't really have a plan when it comes to my bills, all i do is go to my bank account and forward the amount to the company as soon as possible, which means that I don't pay a late fee. I remember I time I forgot to pay my cable, and the late fee was really nasty, $1.96 for my bill was $1000, as like credit card, everyone seems to reach for the sky in interest, so I really learned my lesson after that.