Oh those Republicans certainly try dont they?
By phildozer
@phildozer (284)
United States
July 30, 2009 2:08am CST
GOP solution to health care problem in America = Throw money at the problem!
I know what you're saying "phil, why worry about the GOP's solution to this problem? Its never going to get passed in congress!"
I know, but I think when so many people criticize the current health care solution (I for one support the bill even with blue dog concessions) its important to look at both sides solutions for good ideas.
Most republicans cant agree on any one idea, but the most prominent bill ive seen tossed around is the Patient's choice act. under this bill, each person will get refundable tax credits,(for individuals, its $2290 and $5710 for families) taken out of a pool of 300 Billion in tax subsidy for employment based health insurance.
So in order to get the 50 million people currently uninsured health coverage, they want to force those who are insured through work to take a crappier plan so that the poor who are uninsured can themselves buy a crappy plan for a little while, (if they arent doing something foolish with the money like buying food or school supplies).
I for one am all for a solution that fixes the problem we have with health care
2 people like this
6 responses
@xfahctor (14118)
• Lancaster, New Hampshire
30 Jul 09
"I for one am all for a solution that fixes the problem we have with health care"
Ok, lets start there. What is it YOU see as the problems we have with healthcare? I will agree we have problems, that was never in question for me. I agree we COULD have a solution to cover the number of people who do not have coverage AND want it, that was never in question for me. Though the "50 million" number is absolute bunk.
It appears to me, from your critisism of the republican plan, you want to see a solution that sets up a plan that pays in full for everyone who can't afford it, what ever way you define "can't afford it". (how do you define that anyway?).
So, I guess my basic questions to you are:
a.) What are the specific problems in our current system of coverage?
b.) What specifics in the considered plan adress those problems and how?
c.) Who should be covered under this? (what defines "needing" coverage)
d.) What should those being covered pay for said coverage?
e.) How do we pay for this as a country?
1 person likes this
@phildozer (284)
• United States
30 Jul 09
a. My problems are that 1- 45 million go uninsured, 2- as a buisness, they have to put themselves before their customers, always. The very fact that my gym teacher has to hold several fun raisers to save her 4 year old son from cancer is disgusting. 3- The people cant control what health insurers do, in any instance. 4- many americans are insured through work, with rising unemployment, thats going to mean more people will have less/no insurance while at the same time having no income to buy their own plan.
b. This plan gives those 45 million insurance. period. If you lose your job, you have coverage. Also, it will force the insurers to lower their prices, as they have a new competetor who will put the people's needs before monetary gain.
c. Those who want to be under the government plan should be covered under this. No body is forcing you to abandon your private coverage.
d+e. This should be paid, as is any other government institution, with taxes, at the same time, with this plan in place you can remove some of the more costly inaffective measures that previous administrations put in place (Im assuming/ hoping that previous presidents did SOMETHING to try and help the uninsured) and free up some money that way
There will have to be some belt tightening on the part of americans, but I think its certainly worth it, despite what the GOP tries to scare us into thinking
@phildozer (284)
• United States
30 Jul 09
So youre saying my gym teacher was to lazy to get 50,000 dollars from the government, so she turned to the easier approach of getting it from highschoolers.... The fact is that insurance companies aren't ethical. They dont fund expiremental treatment that can save lives, they jack up their prices when you get hurt, and if youre not getting insurance through your employer, youre over paying for lesser coverage.
and say you call it 45 million, and even if you take off 12 million for illegals (which is also an exaggeration) thats still 33 million. I have no idea where you get such a low number from, and even if it is a low number, youre saying just because its a small percentage they dont deserve the right to health care?
@Taskr36 (13963)
• United States
30 Jul 09
Dude... You just don't get it. First off, you haven't linked to anything so I don't know where your information is coming from. I'm going to assume it's the McCain plan you're referring to so I'll go from there. Under McCain's plan people would get a refundable tax credit as you described so they can CHOOSE their own health insurance. Those recieving health insurance through their employer would have the employer paid benefits taxed to cover the costs.
Now, Obama REAMED McCain for wanting to tax employer paid benefits, but guess what? He wants to do THE EXACT SAME THING! The big difference is, through Obama you get NO TAX CREDIT AND NO CHOICE. Also, where as McCain's plan could theoretically generate enough money to cover the tax credits, Obama's plan won't even come close to bringing in the revenue necessary to fund his ridiculous government power grab.
"they want to force those who are insured through work to take a crappier plan so that the poor who are uninsured can themselves buy a crappy plan for a little while"
Again, I'm assuming your talking about McCain's plan which doesn't "force" anything other than the tax on employer paid benefits. With their tax credit they could continue their existing plan or CHOOSE another. The poor people would likewise have the choice to continue with no insurance or take the tax credit and buy insurance which may be crappy, but is still better than nothing.
Obama's plan costs more than 3 TIMES as much just to start, does NOTHING for those with insurance, forces them to pay more taxes, could force them to take a crappy government plan, and could limit their care or increase the wait for important surgeries, and will still leave millions without any health insurance.
That's not even getting into the fact that the democrats don't even care to read the bill. Rep Conyers said in no uncertain terms that it's ridiculous to expect him as a House Rep to READ a bill before voting for it. That could take up to TWO DAYS! Pathetic.
@rodney850 (2145)
• United States
30 Jul 09
Phil, let me relate a story to you about reality and a free market system.
In the mid 1970s a relatively new retailer came on the scene with fresh ideas about mass purchasing saving the store money and thus the store would pass the savings down to customers. Good thing, right? Well good is very relative because in the last 30+ years this retail chain first ran almost all of the "mom and pop" retail operations out of business. After several years in business, this predominantly department store decided it was missing the boat by not offering groceries to its customers and so they did and along with the savings to their customers, their competitors couldn't compete given the established volume of customers that this store already had so most of them went belly-up. Know who I'm talking about yet? Around 10 years ago give or take a couple Wal-Mart decided that there was yet again an area where they could squeeze more money out of the economy and that was in the oil industry and thus Murphy Oil was born. Now Wal-Mart is your one-stop shopping experience with pretty much unbeatable prices giving that they will honor all competitors sales and coupons. I ask you, is that good for consumers or not? What happens when Wallyworld succeeds in running ALL of their competitors out of business? Do you still think they will keep the prices low or since it will be the only place to shop we will have to pay what they ask?
I use this example because it is exactly what I see happening to private insurance if the healthcare debaucle gets passed. Obama and his minions are making a mountain out of a molehill. No, I'm not insensitive to those who actually need insurance I just dont believe we need to revamp the entire system for as few as 14 million people. (see my response to your original post below)
@phildozer (284)
• United States
30 Jul 09
So youre against the free market economy? Thats what it sounds like.
and since when have you ever heard of a "mom and pop" insurance company?
I dont shop at wal mart because I dont like the store, or the products they offer, it may cost more, but I shop at nicer places like target or jewel-osco. It may be more expensive, but hey i feel like I get a better quality of goods and services. at least theres a place for people with low income to go where they can get the things they need at an affordable price.
oh hey! this discussion kinda sounds like the public option plan! fancy that!
@phildozer (284)
• United States
30 Jul 09
There's a reason its called a public OPTION. No body is making you choose government health insurance, and thats from the president's own mouth, and hes the most accountable person in america. Where are your links? this plan will have dual roles, the first being no matter what happpens, no matter if you lose your job and your house and all your money, you will have a government that can and will provide you with health care, for every person, no matter what. that seems worth the money to me in itself.
Secondly, being as we have a free market economy, this will keep existing health insurers, who have been steadily jacking up prices for years, and who can and will drop you if you become to costly to them, and who do discriminate against pre existing health conditions, and who are focused first on getting money and then secondly on serving the customers, it will keep them honest with their prices and services.
The most recent idea from the GOP is a co-op plan, that basically does what the second part of this plan does, but it is much more optimistic, and it has been known to fail in some places.
Yes, this is going to cost money, but in real life, nothing is free.
@gewcew23 (8007)
• United States
30 Jul 09
Is must be a joke, you are actually criticism the GOP plan because as you say they are throwing money at it. So when Democrats throw money at a problem that is okay as long as Democrats are doing it. Out of the mouth of Democrats, we need to spend a trillion dollars, and here is the kicker, that is just a down payment. So the GOP plan will cost, by your own numbers 300 billion dollars, but the Democrats plan will cost $1,000,000,000,000 just to get it started.
Lets compare
GOP plan- $300,000,000,000
DEM plan- $1,000,000,000,000+ because we just do not know how much more they will need.
Talk about throwing money at the problem!
@jb78000 (15139)
•
30 Jul 09
won't argue rights or wrongs here you'll probably be pleased to know but thought i'd just add there is a difference between throwing money at something (i.e. wasting it) and spending money sensibly so pointing out figures isn't an argument. you'd be better off saying why you think the GOP plan is a good idea.
@p3halliwel2005 (3156)
• Philippines
31 Jul 09
Health care is really a good thing. I think everything should be leveled out though. A lot of people in the US don't have health care.The republicans should come up with a better idea. Why say No to universal health care? I don't think that is right. The government should make a better plan out of all this.
@Rollo1 (16679)
• Boston, Massachusetts
30 Jul 09
"So in order to get the 50 million people currently uninsured health coverage, they want to force those who are insured through work to take a crappier plan so that the poor who are uninsured can themselves buy a crappy plan for a little while"
Under the Dems' plan, in order to get the 50 million uninsured people some health insurance, you are going to make the 180 million insured people take a plan they may not want and pay for all of it.
One of the provisions in the plan does allow you to keep your in-force health insurance - for the FIRST YEAR. After that, the health insurance company you are insured with is not allowed to enroll any new members nor renew your plan. They will only be allowed to do this once they have submitted themselves to the authority of the federal government. Eventually, government restrictions and regulation will make it impossible for them to compete with the government-sponsored option.
There are people out there who don't really think that running private businesses, whether it be automakers or health insurance companies, is the business of the federal government. We may also believe that driving businesses out of business is not the way to a healthier economy.
There are cheaper ways to get uninsured people insured if that is the real goal. But it doesn't appear to be.
@phildozer (284)
• United States
30 Jul 09
I dont think any of us wanted to pay for the war in iraq, but we are, aren't we? Speaking of the military, I think that they get free health care right? Who pays for that?
And you think that insurance companies who have existed and thrived for years in a free market economy are going to be run out of town by another competitor? dont cry foul when the government wants to come along and give big business a reality check.
2 people like this
@phildozer (284)
• United States
31 Jul 09
Yeah, id vote for war too if the president directly lied to my face, saying that iraq had wmd's and was a huge threat to america's national security.
@rodney850 (2145)
• United States
30 Jul 09
Okay, Phil, let's at least get the numbers straight! First of all what Obama and congress call 50 million is actually around 45.6 million by census reports and of that 45.6 million over 9.7 million are not American citizens for one reason or another but still not citizens. Am I wrong for not wanting to pay for these non-citizen's healthcare? Do you think if I moved to Mexico City and Mexico somehow came up with a universal healthcare plan for it's citizens, do you honestly believe they would let me partake? Oh, before I forget, here is a link to the facts about the numbers I just stated:
http://www.cnsnews.com/public/content/article.aspx?RsrcID=50288
Here are some more myths refuted by facts from the Business and Media Institute.
[i]Myth: The 40 million to 50 million uninsured cannot afford health insurance.
Fact: More than 17 million of the uninsured make at least $50,000 per year (the median household income of $50,233) – 8.4 million make $50,000 to $74,999 per year and 9.1 million make $75,000 or higher. Two economists working at the National Bureau of Economic Research concluded that 25 to 75 percent of those who do not purchase health insurance coverage “could afford to do so.”
Myth: The 40 million to 50 million uninsured do not get health care.
Fact: The National Center for Policy Analysis estimates that uninsured people get about $1,500 of free health care per year, or $6,000 per family of four.
Fact: An Urban Institute study found that 25 percent of the uninsured already qualify for government health insurance programs.
Myth: People will remain uninsured without government assistance.
Fact: The Congressional Budget Office says that 45 percent of the uninsured will be insured within four months. CBO Director Douglas Holtz-Eakin also said that the frequent claim of 40+ million Americans lacking insurance is an “incomplete and potentially misleading picture of the uninsured population.”
Fact: Liberal non-profit Kaiser Family Foundation put the number of uninsured Americans who do not qualify for government programs and make less than $50,000 a year between 8.2 million and 13.9 million. (The 8.2 million figure includes only those uninsured for two years or more.)
Fact: CBO analysis found that 36 million people would remain uninsured even if the Senate’s $1.6 trillion health care plan is passed.[/i]
And here is the link to this entire article:
http://www.businessandmedia.org/articles/2009/20090623160905.aspx
I believe people need to pay close attention to the last fact on the list! Even at the inflated numbers presented by the Obama administration and liberal congress with a little help from their friends the mainstream media, 36 from 50 equals 14. Should we buy into a fiasco costing close to 2 TRILLION dollars for an increase of only 28%?
@rodney850 (2145)
• United States
30 Jul 09
See, there you go, you go to the link and read the header of the website and discard everything as biased! Most of these facts are from independant sources and the most credible of all coming from the CONGRESSIONAL BUDGET OFFICE or CBO! Hey, dude, don't shoot the messenger just because you don't like the message!
Fact: CBO analysis found that 36 million people would remain uninsured even if the Senate’s $1.6 trillion health care plan is passed.
@phildozer (284)
• United States
30 Jul 09
You're right, im am so much happier now that I know there aren't 50 million uninsured, its just 45 million, thank god. now we definately dont need this silly plan.
That was sarcasm
What I do know is that if you moved to France or the UK, you would get part of their universal health care. If you tripped on a curb in London and broke your nose, youd get an ambulance ride to the hospital, they would fix your nose, free of charge. Do they pay for foreigners? sure. do they also reap the benefits themselves? of course.
I looked at your fact sheet, and the first thing I noticed was that it was published by the business and media institute, which hardly seems like a fair un biased source, Id be willing to give you a concession, ok, 45 million people living in america go un insured. Big deal, its still an unacceptable number. In this article, i also didnt see a single link for these sources, it just lists that their are sources. I find that strange. If you say dems can mislead people, then I think that the business and media institute can mislead people too
1 person likes this