How to manage my credit card
By suchi60
@suchi60 (912)
India
August 8, 2009 10:16pm CST
This is an old issue and something on whcih a lot of people may have discussed earlier. But the reality is that I'm having trouble managing my credit card and would like to know the best possible way to keep a check on my account.
4 responses
@patofgold23 (5069)
• Philippines
9 Aug 09
i think you have to enroll your credit card on your ban's online service, and check on it on a day-=to-day basis...that's what I do...that way, I keep track of my finances, and I am sure my money is going just where I want it to.
@girl13from13mars (100)
• Philippines
9 Aug 09
Just don't spend on things you know you can't afford. Even though you have a credit card it doesn't mean that you can spend it all at anything you have in mind.
I had the same trouble. I couldn't handle it no more and its getting harder to pay my monthly bills plus the added interest on it so it got higher. It was depressing actually. But I manage to get out of it by asking my parents to lend me money to pay for the whole thing. Because with them, I don't get interest like credit cards. I told them that I'll pay as soon as I get some money on my own.
Nowadays, I think a thousands times before using my credit card. I'd rather save my money for something than to use it. I just dont want to live in a lie.
I have learned the value of money early and i'm so grateful for it.
@macdrizzle (283)
• United States
11 Aug 09
Best way to manage your credit card debt is to keep it out of your wallet, until your balance is zero
@bvijayks (137)
• India
30 Aug 09
best way to manage a credit card?......... i think its the reason for all those debits, i believe if there is no lender then there will be no question of getting into debts. i always stayed away from my card until n unless its real emergency otherwise you will be in deep threats of interests and payments