How much useful is credit card?

Hi bhargavoza, I use credit card onlly for online transations. And that too only for paypal transactions. But I don't think we will get into credit transactions all the time. I mostly use cash for everything I buy. Infact if there is no internet, I won't even have a credit card Nice discussion. Have a nice day. Cheers...

Yea, with a credit card, it's easy to spend a lot of money. That's why I'm careful with my credit card. I guess I got that from my grandfather. He charges his credit card once or twice a week, keep all the receipts, and then visit the bank every 2 weeks to pay the bill. Then there's my mother whose over her limit on 3 of her credit cards and is struggling with her interest rates. I've seen my examples

yeah i just think its good IF you know your limitations and how to discipline yourself on buying and buying stuffs you dont really need, for me it is useful in a way that if an emergency comes up and you dont have cash you could use it...happy lotting!!