What is YOUR health care reform?

Here's mine: Do an honest assessment of the current system to identify the real problems with it... no hype, hysteria or party politicking. Come up with solutions to the problems identified. Work those solutions. It is called "problem solving" and people do it every day. Only in Washington and at our state capitals does this process become a deep mystery that no one seems to understand.

I agree with your plan except I would change the medicare and medicaid to a fee based on income. Set an income limit and over that you pay a monthly fee. Bring more private insurance companies into serving medicaid patients and end the pre-existing condition restrictions.

First Tort reform must happen. To many doctors are waisting their time and our money protecting themselves from a lawsuit, and rightfully so. To make it worse doctors, hospitals, and other medical providers have to get malpractice insurance which I am sure we that do not sue pay for. Second of all let everyone have the option to care a minimal insurance plan. If you have a car, no matter what state you live in you can carry just basic insurance. Basic insurance would be if you need to go to the hospital that would cover you, but nothing else. There are some states that force insurance providers to provide coverage for everything, which forces up the price. I believe that California forces insurance providers to cover things like acupuncture. Even though you might not ever use an acupuncturist, you have to pay for a coverage that covers acupuncture. Does not make any sense, and raises cost of insurance. Third I would like to see health savings accounts expanded, allowing individuals to set aside more money if they chose too. Right now HSAs are capped at $4k a year. The beauty of HSAs is the money not used is rolled over to the next year. A normal insurance plan money that is put into the plan is lost whether used or not, because it is not your money. In a HSA it is your money, and you can do with it what you will. Fourth I would to see a fix to this problem I see. Here is the problem, most American now more about the cost to change the oil in their car than what a doctor visit cost. When our car has it's oil change we want to know what the mechanic is doing under our cars. When it comes to a doctor we just throw up our hands and say okay what ever you say. We need to start showing as much concern to our body as our cars. I think all of this could happen with very little government involvement.

I like to exercise, eat healthy and stay healthy. I guess my health care reform would be to encourage people towards proper nutrition and exercise, seeing I believe there is no illness or disease that cannot be cured with proper nutrition and some form of daily exercise! Those who heed and make attempts to keep themselves healthy, I will reward with coupons for free healthy foods!

Your ideas are pretty good but, I think I would add that if a doctor is sued so many times and they are actual real lawsuits than they should lose their ability to practice faster than it is now. There was a doctor here in my area and she was an OB/GYN she had been sued like 9 times and they weren't frivolous lawsuits before her licences was suspended. Those children that had been injured during delivery create a lot of medical costs over their lifetime, although, it's not their fault but it does cause premiums to go up.