We Are Not Getting Young, Save Money For The Future!!

Since I was studying, I save my money to my savings account. I openned a savings account when I was in 3rd year college and until now it was still active. I transfered my salary money to my savings account so that when the quarterly interest arrives, it adds up to my savings. The bigger the savings, the bigger the interest. Now, I'm planning to open a time deposit account so that I cant used that money and it will be save for future purposes. I also save my online earning at my online bank. and I hope in the future I can used it.

I agree that saving money is the best thing to do. Unfortunately when I was younger, I was NOT smart about money and did not save any for my old age. So now I am older and have no money and have health trouble. But now that I am older, I really am wiser though when it comes to money, it's a little too late to save any now!

Yes by all means the young and any age that can needs to start saving for the future. I am 45 and on my second marriage. I have two adult children and several grandkids. My husband got laid off this past winter and hasn't been called back out to work. The area we live, the employment rate is very low. Not much jobs out there. We had a savings that we ended up using to live on. I only wished that we had started it earlier in life.

While i support your well thought out view that we should save for the difficult days ahead but i would caution you regarding loss of hearing please don't listen to loud music.I prefer investing in real estate,stock market and bank deposits to provide for my family in future.

I can't..some times i get to save a few but most of often i get to spend it with some kikiam and small eggs at the cart every night. but i have an ice selling business and of course, mylot. am saving it up until i get 200$ or 500$, so that i can have interest in my account there in EON. for now am just focusing on mylot rberon.

I am so glad u mentioned this. I worked for almost 25 years, and most of the time, people didnt bother right upto 40 or so to start saving for their retirement. Everytime I suggested that they set aside something for their future, they laughed saying when will we enjoy. While it is good to be optimistic about future, I think it is foolhardy to expect nothing to go wrong. And there were moments when they envied me for my nest egg. It was extreme discipline in the first ten years or so of my service that allowed me to retire early. I am now in good health, touch wood, and in a position to enjoy my life without worrying for tommorow. And I can still continue to earn some amounts off and on through net. Unlike me most of them are banking on their children to look after them. Isn't that a burden on their own children, who may well be just starting their careers? If in past it has been such, then in future should it not be better? R they not treating their children as some return fetching investment, rather than treating them as children? These are some of my thoughts on this issue.

I don't like to save I want to have a money on my Paypal and invest on legitimate site. Even on my regular earnings, I will save little and invest on some business. I want to grow my money, I want to be wealthy. If i will save my money , it will lost its value after 5 years. If I have 100,000 peso today after 5 years my money will just be equal to 20,000 peso. I rather invest it and wait for return of investment.

hello rberon1985, Saving money is the best thing that we can do right from our first salary to the present. It's not only for ourself but for the whole family as well. Indeed you are right that we are getting old each year and the older we are we are experiencing some problems physically - hearing, seeing and the likes. Good if we are not taking some maintenance for that is really hard and expensive. What I'm getting from my on-line earnings is an additional savings too. I'm putting direct on my account. Good thing we have this extra income, can help in one way or the other.

I have started saving when I was younger.the problem when you're younger is you tend to spend on a treats for yourself.now that I am older,I am more practical.I am thinking of my future needs,so I opened a savings account.I want to have finances that can help me in times of need and prepare for my future.

It is indeed a good plan to save some resources for your future. Nowadays, financial crisis is observed and each individual from all walks of life are being affected. As long as we're young, we need to have a grip and manage what we have in the present, learn from all of our mistakes in the past regarding losses and untimely use of money so that we are prepared for any financial emergencies in the future.

Hi rberon You're right, we need to save money for our future. I'm 17 now and just now we can make money online 1 month ago,,LOL,,guess I'm really left out in the back compare with you and all members here.. I try to gain money to invest in the future and I have dream to build my own company! Now I only do this to get extra money for shopping and if the amount enough, I wanna help my mom in pay monthly fee in my piano courses.. Sorry to hear your physical problems, but I'm sure you can gain money and save for the future, rberon! I see your discussions and I think you don't mind to work hard to achieve your goal. That's good Hope your physical problem won't bother your mind and your will to make money!

From the time I started my first job, I also started to save at least 10% of my salary every month, I don't know exactly what to do with it but I really wanted to have my own house in the future.

Yes,you are absolutely right!saving money should be treated as a serious matter and we act from now.I am also 24 now,born in the year of the Ox!And for the old Chinese tradition,I am now running to the soncond cycle of my life(in China,every 12 years is named by 12 different terrestrial branches).So I got to be as tough as the Ox and working hard to earn & save money for the future.You know earn money is hard,while saving is even harder,I got to save for affording the Down payment for my new apartment and get to start my own small business in the near future.Good luck!

This is my first response on this web. I'm 32 years old, and I have a 3 years old daughter. Yes, I agreed with your point of view. In young, I will try my best to earn money. And after I am older or have holidays, I will go to travel with my family.

HI...It's very good of you for thinking of your future and saving for it while you are still young. In contrast, I was more of a spender than a saver when I was of your age. Even up to now I am still an impulse buyer, buying what I don't really need. But you are correct we should save for the future or for an unforeseen events in our life like sickness and accidents where money is needed. So, I am now saving some amount for any eventuality.

that is very true, while still young work and work and earn much for the future, we cannot judge the future we can have children but they will have their own families in the future. and also children are not the same even we have children they might not take care of us so we can save for our sake. We can save through insurance, bank.If you have savings you will not worry if you get old and sick because you know you have savings.

Good for you to think of this at a young age. My problem is everytime i SAVE a little bit i have to use it for something. First of all you have to be making enough to have the EXTRA MONEY to SAVE. Even if it just $10. a wk. or $50. a month. I think those are very weird sounding words. EXTRA MONEY, SAVINGS, SPENDING.

Yes!We have to save something for our future.It is nice you have this attitude at an early age.There are lot of ways to save money and the best I know and use is insurance and the other is investing in lands.I am not earning much online and so I can't save it for the future.It doesn't meet even my internet bills.Cheers!

Hi and smile. Honestly, saving is the most hardest part when you already been used to spending so much money to your food, clothing, make up and lots more. I am always thinking of saving way back college time, but i am always tempted to buy new clothes every week. I started saving seriously at age 26. Now that i am 28 going 29 this september, i just started my garment business and its working good. I do love to make it stable business of mine. I just didnt quit my job yet because i want to have earnings separate from my business. Its a good starting point. Its never too late. Just save and plan for your future. Happy mylotting and smile always!

Yes! we have to save something for our future.. i have this attitude since i was 5 years.. actually not saving earning yet, cuz i just save the money from the red envelope and it just once a year when we celebrate chinese new year.. he8.. but now, i save half of my salary every month.. i just 22 years, so i still have to prepare many2 thing for my future, example when getting married we will spend a lot of money in that time. so, i think it's better for me to save the money from now on.. i also agree to save money using insurance.. it's really good..