My bank scammed me

they havent scammed you though they have mis-sold you the items if you have no need for them, I assume you read the contract saying that I know I dont if you had one. Here in uk you would be able to go to the FSA and banking ombudsman and complain about the way the bank sold the items to you. Not exactly sure what the process is in your country but you will of had to sign I assume for them and it should of been clearly stated on the form you signed. If you havent signed for them then you havent entered into a new contract and you should complain to the manager and not leave till they have re-funder it as without a signiature you have onlt verbally entered into a change of details. Good luck

Hello, sorry to hear that but everytime the bank ask you then you have to ask them back if there any charge. I always do that... this is your new bank account? if so, then you can call customer service and tell them what was going on. sometimes they will offer you free check for the first time customer, but ATM card is free tho. to be honest, I dont like B of A at all... they are just something else. I have Chase bank and they always help and solve what I need. I love the best is my Union Bank... Nice people and always have money available right the way once I deposit it no matter after time or whatever

All banks do that sometimes scame you

Your right they should have told you up front what it was going to cost, that was misleading of them. You can try to get your money refunded. it might not do any good. Banks these days are pulling all kinds of crap to make money. They have lost money with the economy too and are trying to recoup some of it back.

B of A is a rip-off bank plain & simple. They are supposed to tell you that you are being charged for the checks. $26 sounds like an awfully high fee. I think you will find out they charge you to use your debit card also. Not a per item charge but a monthly fee. I also think you can print your own checks once you have the bank routing number & your account number so you NEVER have to pay them again.

I watched before an episode of Oprah, where Suzie Orman was a guest, she is financial consultant, that we have to be very careful because there are some banks that give hidden charges. They have ways of luring clients to sign an account with them and in the end charge you with rates that were not discussed. They would tell you that you should have read the TOS, which is true. But sometimes, you are immediately asked to sign which is their trick.

Go to the bank and tell them that when you registered you were not informed that you would be charged. Since you don't need the cheque book would it be possible for them to refund you the $26. I know a lot of banks will be willing to do this if you tell them that you will go to another bank if they do not, based on the fact that if they are charging you for unwanted cheque books then what other charges might they have hidden.

you mean they, not only one person told you to choose that option. anyways, sometimes they assumed that you will be needing one. i don't think for whatever reason they said that, that you can still do about it. haven't they explained to you that the checkbook will cost you some fees. but in a way i think they feel that think you can afford to have one so they don't think that you will mind at all. but sometimes not being offered or emphasizing that it will be costly insults me caused it made me feel that they looked down on my status or ability to afford that checking accout. and there being informed beforehand that it is expensive to have checking account and should not have it can be offending and maybe just maybe that is what the are avoiding to do to yor or avoiding for you to feel that way. so i guess they assumed you know about the fees that you will object if you don't like what they were proposing to you.

It's not fair the bank shouldn't charge anything. That's what happens in India.

I guess I'm not particularly sure why you feel like you need to use B of A. It may be one of the only banks on campus, but is there not a town around your school? There must be other banks. I steer clear of B of A, I have only heard bad stories from them and while Wells Fargo is not much better, I hear fewer horror stories about them than B of A. I use USAA, which is only available to family members of people who have been in the military, if either of your parents (and maybe even one of your grandparents) has participated in the military you can sign up with no problems. USAA is a government run bank, it does not have banks that you can walk into, everything is done on the internet and you can use an ATM from any bank and they will refund up to 10 dollars in ATM fees a month because of that. You can scan your checks to their website or send them in the mail, and I have gotten checks for free or less than $10 since I opened my account 7 years ago. They have credit cards for students that have very low limits, just to learn how to deal with credit and customer service is the best! If you don't have anyone in your family who's been in the military, I suggest WAMU, I realize that they've changed names or mother companies lately, but before USAA, I had WAMU and they don't charge for anything except overdraft fees. It was a good bank. Don't give in, talk to that bank manager and return your checks, there is no reason, if you haven't opened them that you can't return them. Keep your eyes open and change banks if they do stuff like this too often. A bad bank can give you bad credit sometimes. Protect yourself. And have a great first year at school!

The bank's employers was no so good in their works. Of course they should told you they will charge you if you choose the check book. So there is no free services in the bank that we can learn from this thing. Every time they say something let us choose, we must ask them more clearly. Happy mylot!

unfortunately you have suffered because because you were not aware of the doctrine of 'Caveat Emptor'. this simply means 'buyers beware'. most salesmen get commission from what they sell in this case opening a bank account. every type of account must have had different commissions so you were given an account that would get the salesman the maximum benefit. next time you remember that the customer is the king, don't act in haste. take all the time you need to reach a decision. ask as many questions you can to clear any confusion. and it is not necessary to buy or open account on your first visit only. evaluate all options available and then only decide. that's Caveat Emptor - buyers beware.

Banks charge for everything, we don't call them Banksters for nothing. Why do you think they tie their pens down? Only thieves are paranoid of being thieved.

Och... what bad marketing skills. There goes a dozen potential customers for them (: If I were in your position, I'd go and find some time to compose a horrid letter for fun and then shredding it and calling up their manager for a chat and hope to reap benefits other than a full refund. :3

If you were choosing from custom checks (pics of kitty's or stuff like that) then YES you will always be charged. thats pretty much a given, and most ppl know it already, however just having looked at your profile and it says you're 17 and this is probably your first checking account they SHOULD have informed of what every step was. you should complain, if for no other reason than the manager knows that this one person isnt doing his job properly, whether you will get a refund is very doubtful since they check have already been printed with your info. get into the habit of asking "How much extra is this going to cost?" for just about everything in life lol! also be aware that very often unless you have your payroll check setup to Direct Deposit into your checking account, you will be paying a monthly fee just for having the account. and many times there will be an additional transaction fee if you use your B of A ATM card at another banks machine..you actually might get double charged, one from BofA and one from the bank who owns the machine for not using THEIR card. you'll find that companies are "stickin it to ya" all over the place!

You weren't scammed. If you're an adult, the person you were dealing with would assume you know how banks work. It's normal procedure to select the kind of checks you want. And I doubt that they'll give you your money back because the checks come from an independent company. Every bank I've ever had an account with uses the same check printing company, and it's the company that charges your account, not the bank. Instead of assuming that you had to make a choice, you could have told them that you wouldn't be using checks. Consider it a lesson in growing up and dealing with the real world.

When I opened my account at a different bank the man told me to order checks from one of those places that are cheaper than banks. He was really cool and said I didn't need to have a bank copy to get the checks I could just go online. I really didn't want checks since I never really write them.

Hey anime! As far as I know all banks make you pay for checkbooks! I know my bank does! And it is only for the plain ugly ones! I think it is automatic that they make you have checkbooks if you want to have a checking account and atm card! Even it you aren't planning to use the checks you need to have them just in case! I don't use checks too often but I do use them! I pay my landlord by check and my utility bill by check! The rest of my bills get paid by phone or online! I think it is just a formlity and it is something that you must have to have the account. You should check with the bank, but I am pretty sure it is something that is non-negotiable! And you just might have to write a check sometime so they are good to have!

I am not sure how the banks are in the USA, but here in Canada every bank unless you are a senior charges for checks. They also charge service charges for practically everything you do now. You certainly should have checked out what is freeand what will be charged for when you opened the account. I see you are quite young according to your profile, do they not have any student type accounts where you get free checking or other free charges. I would certainly be asking more questions. good luck on sorting this out but I think you are stuck with the charges for the checks.

If you really do not need it, you have an option and the right to ask the bank to close your check book...If you are really sure that there is no proper communication about the terms, conditions and cost of opening a checkbook with that bank, you can even ask them to reimburse the amount that you have paid...You are a customer, remember "customer is always right".