How come people who don't need money can get it and those who need it can't?

@RieRie (820)
August 25, 2009 5:55am CST
As I wait to hear if I can get any benefits, as my sick pay has ran out I wondered if I could get any money in the mean time. I found a thing called a Crisis loan, which first of all says if you have no money you can have it, then later on says if they think you can't pay it back (have no money!) you can't have it. So basically if you have nothing and can't pay bills, they won't help, they'll only help if you have enough to pay it back, which means they only help people who don't need it.
3 people like this
3 responses
@rosepedal64 (4188)
• United States
25 Aug 09
I know where you are coming from. We are currrently have to live in our camper. My husband just called out to work about an hour ago. So now maybe this will last a while. I am back to looking for a place to live. I could use the help with the cost of the first months rent and deposit. But will I get it..I doubt it..I can't seem to get the help when I really need it. I would love to know how other people can get anything and you knowing that they really don't need it. They just get it cause it is free. Sometimes life just isn't fair. I still keep my head high and never stop smiling.
@dorypanda (1601)
25 Aug 09
If you find out, please tell me! It's the same reason the rich get richer and the poor get poorer. It's basically because the government and benefits agencies etc are run by people who have plenty of money in the first place, so they don't understand what it's like to NEED a crisis loan or anything like that.
2 people like this
• United Kingdom
28 Aug 09
Apparently, some politician fellow wants to reduce the maximum income threshold for all benefits from £58kpa all the way down to £50kpa. I read that someone didn't think that was fair because of the fact that the benefits for everyone don't have any stigma but, as another more sensible person pointed out, the point of benefits in the first place was to help those in need. I can't work out why someone who has £50,000 per year coming in would even consider taking up benefits.
1 person likes this
@pumpkinjam (8770)
• United Kingdom
28 Aug 09
I don't know how they figure it out because, I would think, if you are able to pay it back then you must already have it in the first place. Surely the point of it is to help people who will pay it back later because that's why you need it now. Sometimes the same people who do the crisis loans (I think) do grants as well but I don't know how you would go about applying for that. I remember several years ago, I had a grand total of £15 a week to live on so I applied for a grant (because I knew I would struggle to pay back a loan) but they gave me a loan. I don't think they even said it was a loan and not a grant until they'd already given it to me so I had no choice but to accept it whether I was able to pay it back or not. Anyway, there seem to be lots of things that work like that where, basically, if you genuinely need help, you can't have it and other rules that don't make sense including offering help with one hand and taking it away from somewhere else.
1 person likes this