Do you think cosmetic surgery should be included with your health insurance?
By Sheri
@tuckersheri (1327)
United States
September 6, 2009 11:48am CST
I think it would be a awsome idea. I know I want some cosmetic surgery done. I see nothing wrong with improving the way you look. I really think it should be an option you can add on to your health insurace if you want. Cosmetic surgery is so exspensive insurance for that kind of thing would really help alot of people look and feel better. There are alot of people that go the doctor just because they are depressed about the way the look and feel and the doctor puts them on medication for depression. Why not boost their cofidence level and get the off the depression mode. They can become a ugly swan into a beautiful one with cosmetic surgery. That would help alot of people. Also look at all the people that have acne problems the cosmetic part would help them with that too. Noone likes acne all over their face and noone likes to made fun of. I think it would help cut down the number of depressed indiviuals out their. Depession can lead to suicide but if you get these people off depression medication and get them feeling good about themselves it says alot to them and the new life they might lead to the new them. I love helping others and to me this would help others in a very good way. I know what your thinking. I know their are some negative things about cosmetic surgery but you have to look at this way there is also negitive side effects to the medication you take on a day to day basics. Risks are everywhere and in everything we do. So keep that in mind. Cosmetic surgery is not for everyone but should be an option for health insurace.
2 people like this
10 responses
@lawana_f (326)
• United States
6 Sep 09
At the current rates of insurance I would say no except where it benefits someone who has been burned or in accidents where they need the surgery to have a normal life. Or something like birth defects that might be repaired in this way.
I do not believe the facelifts, or increasing your cup size should be included in insurance. These are things that while they might make you feel better about yourself they are not medically necessary.
I can speak of depression, as I have been treated for severe depression and I know what the worst of depression can lead to. It is God's will that I am still here. The people that feel depressed about the way they look need to get couseling in the worst way. One need to accept him/her self as God made him/her. I am not saying it will be easy but it can be done. See a counselor not someone who prescribes medication at the first signs of depression.
If changing your appearance is so important to you then go to college get a job or two and save the money to have it done. You may find as you do that that what you thought was so important, changes as you save the money to have the work done.
A good surgeon will want you to have therapy before you have certain work done and I do feel that you should have so much counseling in you insurance (which most policies do).
We put to much pressure on the young poeple in this world to be "beautiful". That is not what is important in this life. Will it make a difference in fifty years that one has had this or that procedure done. In most cases it will not.
As far as acne goes that should be treated by a doctor, but not a surgeon, there is much that can be done in a good dermotoligist office that is covered by insurance, or that is not above the means of most people if they really want it done.
1 person likes this
@artemeis (4194)
• China
7 Sep 09
I am against health insurance covering cosmetic surgery.
In the first place, cosmetic surgery is often performed due to personal appeal and needs. It is never performed due to health or life threatening conditions like cancer. There are already quite an extensive amount of risks even in normal medical surgical procedures, what more for a cosmetic one?
Another reason, which I think you know is that most of these nips and tucks are performed by non medical related or licensed establishments. Hence, the risk is even greater when people are subjecting themselves to be cut by non qualified practitioners.
Also, most of these comestic surgeon, can only handle the physical alteration and botox injections but not any complications from them. So, how do you think an insurance company will view and consider such a risky procedure?
I think sometimes living with the way we are being born is simply a basic requirement and way of life. We cannot always be looking for the easy way out by going to a cosmetic surgeon and have a session just because we are always being laughed at for looking odd. I feel that if we cannot resolve our problems when we in our true unique form, then how are we going to resolve the other set of problems when we are looking good?
@dlr297 (5409)
• United States
6 Sep 09
Most of the time Cosmetic Surgery is not a needed medical treatment, and it should not be added to health insurance because it would make the cost of insurance go sky high.
Their are medical reasons for plastic surgery that they do cover, but only when they are medically necessary. and that is the way that it should be.
If any one wants it just to add to their looks then they should have to pay out of pocket for it, if they want it that bad.
1 person likes this
@xiangd (63)
• China
7 Sep 09
I know that cosmetic surgery is almost bcoming an custom in South Korea.Almost everyone of the country would like to do a cosmetic surgery when they think they need,and many parents take their children to make a cosmetic surgery as the graduation gifts for their children.With the progress of the times,more and more people not just stars do this.someone do it for better job ,someone do it for becoming more attractive and so on.Personally i think it's a neat idea if you think it's really be benefit to yourself.But ,on the other hand,there is also more and more accident happen in the course of surgery,so ,in my opnion,it's very necessary to get an inurance for your health security.That's a neat idea too!
@Prabhalini (79)
• India
7 Sep 09
Oh how I wish cosmectic surgery would be included under Insurance schemes.Even I see nothing wrong with cosmetic surgies as long as they are safe
@stephcjh (38473)
• United States
7 Sep 09
I think it should be an option but I do think people need to be referred for it and not just out there for someone to make a decision for themselves to have it. I would be so happy just to have some insurance right now. It is too expensive. We cannot afford it.
@sweety_81 (2124)
• India
6 Sep 09
Hi ,
I think that Cosmetic Surgery is not something that we always or regularly need.
Moreover, apart from sporadic cases where an individual needs cosmetic surgery to get some facial or other features in proper place; there are many where people go for this due to Social factors , Peer pressure or due to certain prestige issues .
So;I do not think that cosmetic surgery is that important to be included with Health Insurance .
Regards
@marguicha (223885)
• Chile
6 Sep 09
In my country we can buy different kinds of health plans but none of them include cosmetic surgery. But all of them (or at least most of them) include a kind of coverage for cosmetic (?) surgery after an accident or problems like that. And there are special coverages where the government helps like cleft palate and other congenital problems that usually are not covered unless the mother had insurance at the time of birth.
Sometimes I look at my mirror with my glasses on and start imagining liftings of all kinds. With all of the real illness in the world, I think that should be done only if you get the money to pay for the whole thing. It´s like going on a vacation. I feel it does help my nervous system but I don´t expect to be paid for traveling abroad.
Happy posting!!!
@Graceekwenx (3160)
• Philippines
7 Sep 09
i work in the insurance industry. Actually, it is the client's call if they want to have cosmetic surgery insurance. they would just have to be ready with the premium factors. These can be easily haggled if it is a corporate account. This can be offered though to companies who work in the beauty lines. I have heard also that there are beauty companies that give vanity allowance to their employees but to a cap only.
As for those with acne, acne vulgaris is covered. we no longer consider that as something aesthetic as vulgaris is already a severe stage for acne.