Do you have a credit card? Do you always use it?
By caj1202
@caj1202 (162)
United States
November 13, 2006 11:48pm CST
Yes, I have but I don't use it always. If I have cash, I prefer paying cash so I don't have something to worry on later. How about you?
13 responses
@cutepenguin (6431)
• Canada
14 Nov 06
A while ago, we got too dependent on our credit cards and racked up a lot of debt. Now we are trying to pay cash for everything as we get out of debt. I find this works well because if we don't have the cash we just can't buy the item.
@kdarrell (1562)
• Canada
16 Nov 06
I have a credit card, but I rarely ever use it. I only got it to start to establish credit for myself and that is excatly what I use it for. I don't get carried away with it, because I know eventually you have to pay for it and you also have to pay for the high interest as well.
@euniceeleanor (5966)
• Singapore
20 Nov 06
i have 3 credit cards and 2 of them actually reached their total credit limit LOL so now, i have to keep on repay the debt and stick to paying with cash. sigh!
@maddog108 (3435)
• Australia
15 Nov 06
i use mine a lot its great for holidays ect when i dont want to carrry to much cash
@toonatoons (3737)
• Philippines
15 Nov 06
yes, i have a credit card, and i use it often enough to earn reward points. i make it a point that i pay the full amount when it becomes due so i don't get to pay the penalty charges.
@lazypeople (37)
• Malaysia
15 Nov 06
yup currently got 3, mainly use for insurance, petrol bill and hotel if need outstation.
@inkedmama1111 (824)
• United States
15 Nov 06
Nope, we don't have any credit cards. Sometimes I wish we did when I want to buy something but we don't have the cash-- but I know it's better that we didn't! We do have a Debit card though!
