DEBIT CARD OR CREDIT CARD??

@doshijs (342)
United States
November 14, 2006 7:46am CST
WHICH ONE DO U LIKE THE MOST AND WHY??
20 responses
• United States
14 Nov 06
I have a debit Mastercard that I use quite often, but you can only add money in multiples of $5, plus you have to pay $3 just to add the money to the card. I like to add $20 to it here and there for online purchases. I usually end up putting way more to avoid having to pay $3 every time I add. I've seen what debt others have gotten in by using credit cards, but I wouldn't mind have that instead.
@doshijs (342)
• United States
14 Nov 06
THAKS FOR THE INFO BUT I DONOT SEE ANYBANK CHARGING SO MUCH FOR JUST PUTTING MONEY BACK IN THE ACCOUNT
• Pakistan
14 Nov 06
credit card
@doshijs (342)
• United States
14 Nov 06
THANKS FOR THE RPLY
@catchsharad (1326)
• India
14 Nov 06
I like debit card... you can control your expenses that way
@doshijs (342)
• United States
14 Nov 06
THANKS FOR THE RPLY
@honest007 (793)
• India
14 Nov 06
From safety point of view, a debit card with no overdraft is best.. u now i lost one recently..
@doshijs (342)
• United States
14 Nov 06
thanks for the reply and also what do u think not just from the safety point of view about the extra charges u get for overspending
@LeighA (166)
• United States
14 Nov 06
I prefer the debit card because even though you are paying for it now there is no interest. Interest is usually what causes people to get so deep into debt. That and only paying the minimum payment.
@doshijs (342)
• United States
14 Nov 06
THANKS FOR THE REPLY AND THAT WHAT EVEN I THINK OF
• India
14 Nov 06
debit - debit card
I like Debit card.so i can save my money
@doshijs (342)
• United States
14 Nov 06
that tru and thanks for the reply
• India
14 Nov 06
debit card cos its freedom no pressure to pay money afterwards
@doshijs (342)
• United States
14 Nov 06
thanks fo r the reply
@KimMaple (1195)
• United States
14 Nov 06
We have both but we use our Debit Card more. That way the money comes out of checking and we don't have a high credit card bill.
@doshijs (342)
• United States
14 Nov 06
i too share the same thought with u and thanks for the reply
@juliedee (2388)
14 Nov 06
I prefer debit card because you can check what you are spending much easier.
@doshijs (342)
• United States
14 Nov 06
that true and it does cross the balance u have in your account and also u donot have to worry about the extra fees that goes with it
@m31212y (481)
• Indonesia
14 Nov 06
I prefer credit card. They have more facilities and you pay later for products that you buy.
@doshijs (342)
• United States
14 Nov 06
what would u think when u cross the min. balance that they allow u to spend and then charge those extra fee and always have to worry about the paying the bills on time so that they dont charge extra fees for that also
@parthieie (418)
• India
14 Nov 06
DEBIT CARD
@doshijs (342)
• United States
14 Nov 06
thanks for th e reply
@tambdy (1967)
14 Nov 06
I only have debit cards bacause i dont have any credit cards i have a good credit rating but for some reason it wont let me get one.
@doshijs (342)
• United States
14 Nov 06
try to ask the bank for what reason they r not giving u a credit card as u say u have a good credit history
@jamie11982 (1658)
• United States
14 Nov 06
debit card because i can use it as a credit card and when the money is gone then i don't have to worrie about having to pay on it. I just add my paycheck to it.
@doshijs (342)
• United States
14 Nov 06
i too share the same feeling atleast it restricts u from over spending and u dont have to worry about the extra charges that come with the credit card
• India
14 Nov 06
DEBIT CARD IS BETTER THAN CREDIT CARD -BECAUSE WE KNOW OUR ACCOUNT BALANCE AND COMMITMENT SO WE CAN SPEND UNTILL THAT- BUT IN CREDIT CARD WE HAVE TO PAY LATTER SO WE WILL BUY IMMEDIATLY BUT NOT ABLE TO REPAY.
@doshijs (342)
• United States
14 Nov 06
that true and i do share the same feeling like u and just look at the charges the bank and other firms charges when u go beyond the limit
• Pakistan
14 Nov 06
credit card
• United States
14 Nov 06
credit because you get rewards
@sunita64 (6469)
• India
14 Nov 06
I prefer debit cards because that way expenses can be checked as you know the amount you have. You never go broke due to overspending.
@dichicorp (117)
• India
14 Nov 06
i prefer credit card coz u gota pay later
@doshijs (342)
• United States
14 Nov 06
what do u think when u start spending more than u are allowed to do and just look at the charges they put on it
• Italy
14 Nov 06
debit card better
@monx007 (162)
• Indonesia
14 Nov 06
i would prefer using credit card, because it more safer for customer, because customer can denied a transaction if the customer didn't agree with the transaction