How much money do you have in your wallet right now?Cash or credit card?
By marianna45
@marianna45 (1399)
Romania
October 18, 2009 3:48am CST
Do you like use credit cards or cash? Happened to you in your life, when in your wallet were no money? O, just zero money? how do you feel if in your wallet are not money, no credit card, you will ask from your parents or your hus/wife, or just try to wait to take your salary?
5 people like this
27 responses
@minx267 (15527)
• Hartford, Connecticut
18 Oct 09
I don't keep money in my wallet as a rule.. I pay everything on credit and or my debit card. And then pay tat every month through my checking account. so you see my money is actually just virtual money. it is all just figures on some bank account or another.. But I very seldom actually get to touch real money.. maybe once I month- I may have some for some reason.. but never more than 10 or 20 dollars.And then that is gone very fast!
@Jennlk84 (4205)
• United States
18 Oct 09
My husband and I have a pretty amazing budget system. We keep a budget from month to month, so we know exactly how much we have to spend in each area of our live - for things such as bills, groceries, spending money, etc. It's nice because then at the begining of each month we both know how much spending money we will have and we can take it right then and there at the beginning of the month or take it out throughout the month. Either way - we know how much we're getting!
This month I took all of my spending money out at the begining. So as of right now I still have around $40 left in my wallet. We've done 2 weekends of shopping in October and it's killing my cash flow, haha. I also have credit cards but only tend to use them when it's really necessary - which means not on a regular basis!
2 people like this
@icesmile (7160)
• Romania
18 Oct 09
Hi, i use cards, but i have in my wallet right now...almost 300 dollars, i can t stay withaut cash, just because in our markets not all work with cards, so, credit cards are not allowed everywhere, so, i must have cash...but i like use credit, is more clean, easier, and why not safe
@cwong77 (2010)
• Malaysia
18 Oct 09
I don't carry lots of cash, and most of the cash as being put in the bank. I will withdraw sufficiently over the weekend, and should I need to have extra cash, I will opt to pay by cheque.
If not, then what I will do is to get help from my family members and I will do the withdrawal when convenient later.
2 people like this
@danishcanadian (28955)
• Canada
18 Oct 09
In my wallet right now I have:
Two credit cards (one from a Canadian bank, one from an American bank)
$25 Canadian
$7 American
100 Russian Roubles.
1 person likes this
@reinydawn (11643)
• United States
19 Oct 09
Normally, this would be an easy question - NONE! I don't carry cash at all. But over the weekend I was out with a friend and had some cash so I've got $31 in my wallet right now.
@patgalca (18390)
• Orangeville, Ontario
19 Oct 09
I have a bunch of cash and cheques in my wallet right now because we just finished fundraising for my daughter's trip to the Pan American Games in Puerto Rico in November. I took the amount to cover the cost of the item we were selling, about $350. Eventually I will take the rest of the money and take it to the bank and put it towards the credit card to pay for the flight and hotel.
I don't like using my debit card too often because my bank charges me if I debit/withdraw/write a cheque more than 15 times in one month. I don't like to use my credit card but because we are so strapped for cash (hence the fundraising) I've had to charge things like groceries. Points and Air Miles on my credits cards influence me into using my credit cards.
@grecychunny26 (9483)
• Philippines
19 Oct 09
my money as of now is just $21. I will be using that money until my payroll on the end of the month, so I guess i will save for a rainy day again. i have credit cards I don't use it as i have large bill already in it and I pay for it monthly. My credit card company have higher rate that is why I am poorest of the poor now paying for it monthly. I never ask money from my parents as they are the ones who depend on me when it comes to money.
@zhangfzoe (432)
• China
19 Oct 09
I don't have much cash in my wallet. But I have a credit card in my wallet. But I am used to pay by cash.It's easy to see how much I've spent.I pay with my salary now.
@aerous (13434)
• Philippines
20 Oct 09
I have only few number of peso,my friend. I have no more than enough money in my wallet and the few amount of peso is enough for me. I don't have credit card but I have debit card....Have a nice day!
@sblossom (2168)
•
19 Oct 09
If you check my wallet you would just find about £40, but would a few plastic cards.
Basically I don’t like using cash. If I can I always use cards, even for small money.
I think it’s more convenient and safe. I also use loyalty cards to get points. There are also membership cards of the National Trust and English Heritage, a library membership card, a National Insurance card and a Nectar card, tesco card and boots card.
@jenalforque (151)
• Philippines
19 Oct 09
I'm actually disciplining myself to bring just enough cash for the day. I do have credit cards but they're kept in another wallet because i'm quite the impulsive type of buyer.If I needed something to buy i have to write them down so i won't be tempted to pick things that are not on the list. It's difficult sometimes so i just limit myself nowadays to go to places like the malls or some place where i needed to take my wallet out.
@lelin1123 (15595)
• Puerto Rico
19 Oct 09
I only have about 2 dollars because I only use a debt card. Years ago I would only use cash but now I find it easier to just use a debt card.
@sasalove (1709)
• China
19 Oct 09
I always kept the credit card in my wallet and seldom cash as it is very convenient to brush the card when we would like to consume nowaways.
It would not occur to me that I will need to ask for money from my parents as I will use the credit card even thought the interests is very high. If no credit card or cash is available, i will wait to the next salary to consume.
Happy mylotting.
@zhangmingyuan (60)
• China
19 Oct 09
hi,i often put some money in my wallet to prepare for rainy days,i donot like put my credit card in my wallet,just it is not a habit for me. in my view,the money is more practical than credit cards,we cannot use credit card in many times.