Do u believe in heaven and hell and the concept of Karma?

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Karma is the belief that what one does in one's life one will pay for later or in a next life. Some believe that our sins and good deeds are stacked up against us and accordingly we are put in heaven where we can rest in peace or put in hell where we will face eternal torture. I personally do not believe that people who do bad deeds get punished. The world now seems to be controlled only by money not by righteousness. Someone who does bad things doesn't necessarily get punished. Some walk away scot-free from heinous crimes just cause they have power, wealth or they know the right people. Good people die everyday, some who were religious, good people. What did they do to deserve it? Do post whether u believe in heaven, hell and karma and post why.