earning by building downlines and reasons people become victims of scammers!

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180,00 members in My Lot,imagine, if there was a way to pool our resources and work together,in a downline building program,get My Lot members to agree to join under each other,everyone would make serious money,truly,just need an understanding whereby members make sure to sign up under another member and so on,as long as there are new members ,it'll just continue on and on,all participants will benefit,which is exactly the problem,human nature ,not trusting ,not even a few dollars,really too bad,you see the potential and the almost guaranteed benefit but to convince people to share your view is close to impossible. i joined one of these downline building sites which also gives you your own auto responders,list builders,addtrackers etc.all the tools similar to what all succesful online marketeers use and train even complete newbies on how to use them to their full advantage, and how n where else to earn on the internet with low investments.Which is generating results for me albeit slow but gaining momemtum as time passes. My point is,human nature is generally suspicious and overly cautious,dont you think? Like the program i joined,17 bucks monthly,great value for investment, but becoz there s no claim of sensational rewards,not many want to risk or gamble the paltry amount,but strangely wil spend hundreds on programs just coz it promises overnight riches.only to get burnt over n over.Impatience,wanting instant results is how most would be 'work at home' people get burnt! Why do people fall prey to scammers,can anyone list more reasons!