Are your parents paying for your college or are you paying yourself?
By wigima5
@wigima5 (904)
United States
November 7, 2009 8:53pm CST
We were talking about this in class today. The whole time I didn't think twice about my parents paying for my education. I thought I would never be able to pay for it, itd be too much. But then today in class we read this story about this lady that paid for her own education. Without ANY help from her parents or scholarships. She said she just worked hard, with various jobs, she had to sacrifice spending on things and going out, but she made it through. She worked, but still had time to do all her work and got A's. She said the experience of juggling things and money management prepared her for life. She says her parents didn't hold themselves responsible for it and she was proud and happy they let her do it on her own. She said that she's tired of students making excuses and saying they can't pay for their own education.
This inspired me to thinking I can pay for my own education if I wanted, and thinking about getting a job after high school. My parents are still going to pay a part of it, but they don't have that much money. How about you? Are you going to pay all by yourself, or are your parents paying it all?
6 people like this
26 responses
@edxcast (1168)
• Ecuador
8 Nov 09
Hi wigima, well she definitely wasnt studying engineering, lol just kidding(not so much actually). In my case, college is free, so no one really needs to pay for it. I know in places like in usa college are really expensive, so there is a need to save up. Even so, college isnt so expensive in here comparing it to usa. The most expensive ones i think cost something like 6000 dollars a year(maybe a bit more).
Actually public universities has been free since two years ago and my parents werent up saving either(and also we are 8 kids so saving for that much would be insane), so my parents didnt think of saving before either, but for the pricing it isnt THAT troublesome like in usa(still a problem for the salary that people win).
1 person likes this
@wigima5 (904)
• United States
8 Nov 09
Ahh! You are SO lucky! And yes, that is lucky since your parents had 8 kids. You must live in one of those countries where the government gives more money to public things, tho more taxes. One of those countries is the netherlands I think. What country are you from? Anyway, you are extremely lucky! That would definetely take off a LOT of the pressure, since colleges here are EXTREMELY expensive. :O Then you could go to any school you'd want because you wouldn't have to worry about cost. So u study engineering? good luck!
@wigima5 (904)
• United States
9 Nov 09
Wow. I'm sorry for that. But wow, lower taxes? But then you have the option of adding your own money if you want to go to a better college, don't you? Because if you have lower taxes, you'll be able to save up on money, and wont have to waste it on mediocre college. Yea, I know the colleges in those European countries are very good, but like you said their taxes are very very high. Well work and study hard, and good luck. :)
@edxcast (1168)
• Ecuador
8 Nov 09
Hehe you are making it sound much better than what it really is. Im from Ecuador and the taxes are even lower than in usa. Really, universities in here arent soo good. I must say they are mediocre. So in a way you get what you paid for. In usa or europe, you pay much more but the education is way much better. I mean for engineering at my city, there is only one university that is decent(its actually pretty good but not compared with foreign colleges).
@lyte_face01 (64)
• Philippines
8 Nov 09
I'v been a working student when I was in college. It was pretty hard to be a working student and maintain our grades as well. I only take a few hours to rest and sleep to catch up with all my deliverables in the office and my school projects and assignments. After the four years of sacrifice, i ripped the fruits by graduating with honors, got a good job right away and applied a lot what I learned from my experience. :-)
1 person likes this
@wigima5 (904)
• United States
8 Nov 09
Thanks, that seems to reinforce the benefits, and slight downsides, of working. :) I have been advised by a few teachers to get a job during college though, and I think I will. It will definitely help me manage my time better. Right now I don't have those skills as much because although I do things afterschool I still have a good amount of free time. Some days when I don't have anything I seem to just procrastinate in other ways and still end up doing homework until I go to bed. So I'm really glad for you and I'm hoping I will be able to learn the same skills when I go off to college. :)
1 person likes this
@lyte_face01 (64)
• Philippines
8 Nov 09
yes, definitely, you will learn over time if you will try. I started out without any experience. Just believe you can do it and always do your best. Always put your heart to whatever you do so that you won't end up regreting. Although being a working student is hard, yet, when you reach the success, theirs nothing that can compare to the accomplishment you have made for yourself and of course, your parents.:-)
@oXAquaXo (607)
• United States
8 Nov 09
Wow. That must have been a lot of work. I know that if I did that, it would have really made my day =)
My parents are actually paying for my college, as long as I get into a good one. I'm talking Ivy League. That is a goal they set for me, which I am glad, because I'm working very hard in school to try to get good grades and get into an Ivy League school (I'm actually really interested in Yale). I guess it could work both ways. Your parents not paying for you college has benefits, but your parents paying for you college (but with requirements) has benefits, too.
1 person likes this
@wigima5 (904)
• United States
9 Nov 09
Yes. I get really good grades. but I just dont believe ill be able to get into an ivy league school. ive been getting great grades since I was smaller. but I shouldve stuck with it more. then maybe i wouldve kept up high 90's. I still get A's. but in Ivy league they look for all A+'s, with tons of volunteer and activity time. and im srry but I want a life. tat would be extremely hard. im still trying but sometimes you can do all your work and try your best and still get only 80's on tests. I get lower A's n some B's too. but not just good enough. tats y im kinda upset cuz i used to get all A's n be the best n now there are many others who are also very good. no doubt i will still make it into a great school because my grades are in a top percentage compared to the rest of the school. but pbbly not ivy league. good good luck on that. :D i told my dad about harvard or yale n he laughed because he said no way. its wayyy to expensive.
@sublime03 (2339)
• Philippines
8 Nov 09
My parents stopped paying for it when I was on my last year for college. At first I did not know how I can pay for it, but when I insisted to go to school I worked hard and was able to pay for it. At first it was difficult, but knowing you were able to pay for your school was an achievement for me.
The feeling of having your own money and paying for things, knowing you are able to manage your finances at still a young age is an achievement that will prepare you for your future.
1 person likes this
@wigima5 (904)
• United States
9 Nov 09
Wow, well congratulations for you! =] Yes. I have gotten a part time job. and I work once a week, so I still do not get much. But still just getting paid and being able to buy stuff on your own, knowing you paid for it on your own and earned it makes it so worth it.
@checkmail (2039)
• India
8 Nov 09
Hello wigima5 this is checkmail and often am surprised about this subject.As mine education had been funded by mine parent till now and am also willing to fund my further education in near future.But there are some peoples wh manage to earn as well as fund their education.Its really a difficult task in todays world but its had become an trend line for our new generations.Its all inforces ablity of a person to manage himself.Am also trying hard to get with the trend.Hope you too are going to join the trend.
1 person likes this
@rg0205 (2636)
• Hong Kong
8 Nov 09
I am paying off college myself but that's because even if I needed help, my parents won't give it. I would be happy to work a job and go to school at the same time but a lot of things we want in life don't exactly go our way.
In Hong Kong, you're lucky if you're able to do that because part time jobs for college students are not in abundance. They are very limited and pay very low, if any.
So, I worked hard and eventually I did very well with work and now I'm an executive in a Company without a college degree. When things started to stabilize and I found a bit of time to continue on with my education, I started Distance Learning Courses to further my education.
I was initially upset when my parents pulled my college funds because I refused to be shipped to the Philippines, not to mention in the darn country when I was born and raised in HK. I'm not saying it makes me better but I think the opportunity here is more and is better. I made my decision and I stand by it.
My brother, however, chose to follow their wishes and they gave him everything. He supposedly went to one of the best schools there and yet he's not seeing much success even if he does have a bachelor's degree.
I don't feel any bitter nor am I upset about it. In retrospect, the experience has made me more stronger and I've learned to be very independent throughout.
1 person likes this
@wigima5 (904)
• United States
9 Nov 09
Wow, tats amazing about how far you've managed to get, and without a college career! People here almost never get that far without some experience in college. Congratulations for you for getting so far on your own! =D And why shipped to the Phillippines? Do a lot of kids in China do that? It's great that you're returning to school, and I wish you great luck and success. :)
That's good, I have no doubt it made you stronger and more independent. It's sad about how your parents gave your brother money for college and not you. I would think it wouldnt matter for them.
@miiszheiress (140)
• Philippines
8 Nov 09
During my college years, my mom did provide for my education as well as my allowances and every expenses that I need. I am really thankful because even if I didn't become a working student, I do know how hard it is to juggle the time between studying and working.
1 person likes this
@juliamae (127)
• United States
8 Nov 09
It is so funny that I spotted this. I was just talking to my sister today about this. I am 20 and go to school. Normally, for financial aid, I would have to turn in my parents income, which would mean NO HELP FINANCIALLY, even though I don't even live with them. But, because I'm married, I can use just mine and my husband's income. Of course, we are poor folk, so I get lots of financial help. I don't think it is fair for the financial aid to work that way though. Before we were married, my husband applied for financial aid. He would of had to claim his parents income. Let me make this clear: He hadn't seen his dad in at least six months, and hadn't even spoken to his mother in a year. He was living with a friend and working to support himself, yet he couldn't get any help. He had to claim his parents income, and if I remember correctly, the income of the people he lived with, even though they weren't contributing at all. Federal aid needs to work on this. I know a lot of people who are working to just feed themselves who do not receive help from their parents who want to go to school but can't. They can't afford missing work to pay for school. How horrible is this?!
@wigima5 (904)
• United States
10 Nov 09
Wow, I didn't know about that. Actually in truth I didn't really know what financial aid entailled. Wow, yes, that is pretty bad, I think they should check up on that, especially if people live on their own. A lot of people's parents, like in this story, don't expect to pay or just can't. So it shouldn't be dependant on that, especially if someone doesnt talk to their family much or have good ties. That is pretty horrible.
@maezee (41988)
• United States
9 Nov 09
Unfortunately, my parents have never put any interest in paying for my college. Which is a double-ended sword, because I have to worry about taking out loans and getting financial aid myself. It's a pain to have to worry about it and even that I have to work 2 part-time jobs during school just to pay for the tuition I have to pay out of pocket..But I guess it's worth it. There are people who have their parents pay for it totally, and that's cool, but I guess there's a work ethic in lacking these days with kids who have their parents pay for their college tuition.
@wigima5 (904)
• United States
10 Nov 09
Oh well I'm very happy that you are paying yourself and inspired because I know it must be hard work to do so and definitely not as fun sometimes. But just stick with it and it'll pay off. :) It's true, the work ethic of a lot of people, especially younger, is lower in this country because everyone expects white collar easy office work, not taking into mind that sometimes there are still hard working jobs out there, and sometimes you need to work a little harder and sacrifice things in order to get money. So, good luck for you with your job and hope your studies go well!
@angelajoy (1825)
• Philippines
9 Nov 09
That's a really inspiring story. People should really stop making excuses about money so that they won't have to finish their studies. If all people would have this kind of mentality, where would we end up? And even if we graduate from college, we should never stop studying. We should always read and learn from our experiences. We could never reach our full potential as human beings if we don't make an effort to be educated. Being a working student is very common here in my country. Lots of people here pay for their studies all the time. If they can do it, I'm sure others could do it too. You just need the determination to do it.
@wigima5 (904)
• United States
10 Nov 09
Very true! I completely agree! People should never stop trying to study and learn more about the world and knowledge in general. I agree with your mentality as well, people should strive to their full potential, imagine if everyone did how much we could accomplish! Stay motivated, love life, and try to be the best you can be! Yes, with determination we can accomlish many things. :D
@tabatha1989 (314)
• New Zealand
9 Nov 09
Im a second year university student and my dad is paying my fees. I am an only child and my dad has a good paying job and so he offered to pay for my fees. I know alot of students have to work hard in order to pay their fees and know how lucky I am. I try and give back by spending lots of time with family, I don't go out drinking or partying and work hard.Also when my dad retires I want to return the favour and help him out. However I have done some part time work during the past few years starting in my last year of high school. Recently I have stopped working part time in order to take French and acting classes at night. However I have been applying for small acting roles and could be paid for this. :-)
In my country if your parents earn less than a certain amount you are given a free living allowance and paid a few thousand a month which I think is unfair as they don't have to work while some people with wealthier parents won't get assistance from the government or their parents.
However my dad didn't have to pay for one semester last year as I won a scholarship.
At the moment I am looking to earn money online through starting my own business, writing ect.. as there must be a better way than working long hours and getting paid little. I want to work smarter and not harder.
@wigima5 (904)
• United States
10 Nov 09
wow french and acting. nice. :) I take french as well! =D And I'm in drama club in school as well. haha. comment ca va mon amie? That is cool about the acting roles. that should be verry cool and fun if you could get a role that pays, its like a win win. That's interesting, what country are you from? That's cool about wanting to start your own business. Well online websites dont exactly get u lots of money. very very miniscule amounts compared to normal jobs. Anyway, you seem like a very motivated, hardworking student. Good luck and that's good about trying to help your dad later on in life.
@bounce58 (17387)
• Canada
8 Nov 09
Hi wigima5, I am on the other side of the equation. My kids are still young, but I am already paying for a policy that would pay for their college education when they come of age. Yes, I would still like it if they paid for their own education because I agree that it would really prepare them in life. But just in case, I might as well set aside money now.
Of course the policy we bought can be converted to cash if they don't use it.
@wigima5 (904)
• United States
8 Nov 09
Yes, that's a very good plan. My parents have also been using a plan like that but unfortunately they didnt start it as early as they should've, and they only started it a few years ago, so at the moment my dad says he only has $5000 in the bank for my college, possibly only get to $10,000 if we are lucky by the time i get to school. He says he might be able to get a loan for $10,000. But even then that would only be like 1 year of tuition. :S So the pressure's really on to get great grades so I can get as many scholarships n student loans as I can. (Freaking out here) Phew but fortunately your picture soothes me out. aahhh peaceful peaceful beach. ;P lol. I think it's nice for you to save up for your children's education. I don't completely agree that parent's shouldnt pay at all for their children's education because that seems slightly cold-hearted because its like pushing them out into a hard lifestyle. But I also agree with you that they should pay for a part of it as well.
@getbrowser (1708)
• China
8 Nov 09
My parents are paying for my college education. Without the help of her parents or scholarships, I may not continue my college life any longer.
It is next to impossible for us to pay for the college myself. Yes, in my country, most students tend to continue their education with the support of their parents. At the same time, for lack of the proper surroundings, it is difficult to find a high-paid part-time job. In fact, even if we have graduated from college, may of us will need the support from parents for a long time, such as buying a house, holding a wedding and so on.
For keen competition in my country, it is difficult to enjoy a better life without the help from parents.
1 person likes this
@wigima5 (904)
• United States
8 Nov 09
I understand that. You're from china right? I would understand that as well because I know the jobs there pay less than in the united states. I'm not saying it's bad to have your parents pay, it's really nice our parents are willing to pay, but I will probably still get a job to help them out.
@CathyLee2009 (429)
• China
9 Nov 09
hi,wigima5!It's so exciting to pay for the college expense by onself,or just to think about it.It means economic independence and capability,which can bring so much pride and confidence to a college student.Thought I was willing to do so,I never managed it and I was supported by my parents through my college years.I had tried a couple of part-time jobs and found them took a lot of time but brought very little money.The higher education fee is so expensive that it costs nearlly all of the savings of a family.If one needn't to borrow money from others or banks to pay for it,he is in a situation better than many others.In fact,I've never known someone who paid for the tuition by himself...Since you've got a example,it tuned out that it is possible to do so and you might as well to give it a try.If you earn your college tuition ,or just part of it ,by yourself,I believe your parents will be very proud of you!hope you can make it!good luck!
@wigima5 (904)
• United States
10 Nov 09
Oh thank you so much! Yes, I thought the same thing. I never heard of anyone really paying for tuition completely by themselves but this story proved me otherwise and inspired me. Yes, I am hoping to get a good job. If I cannot, then I might not love my job but not everyone does, you have to just work hard to get paid. Yes, college fees are very expensive!
@offlimits (596)
• Philippines
8 Nov 09
My mom pays for my college education. My dad doesn't care at all, but believe me, I understand. He has his problems and I wouldn't judge him by that. It's just that my mom takes care of everything and she works too hard for me. I am very thankful to her for everything, because even though she doesn't receive any help from my dad, she continues to support me all the way. I know it's wrong for me to blame my dad but I know perfectly well that my dad is at fault. I admit I am at fault too, because I can't help my mom as of now. But all I can promise her is that I will finish my studies and work hard for both of us. I also try to earn money here in the internet so that I can have some savings for future purposes. I know I am not the ideal student who can completely pay for her education but I try real hard to keep with the game.
@coke_china (22)
• China
8 Nov 09
With regard to this issue,I have to say my parents have been paying my college fees.Although I have been reluctantly so,but I really can not afford that expensive.I think I was the only graduate work toward their parents can afford to return for.
@MJAL08 (275)
•
8 Nov 09
for college, i really don't want my folks to pay for my tuition fee so i applied for a scholarship in LPU and Letran.
@Pingfanderen11 (222)
• China
8 Nov 09
your puzzle was same with mine ago .i'm a chinese college and my parents also pay for my education.i'm studying very hard ,i think that the college' days is very short,but many unkown things are waiting for us to study.if someone want both work and study to do well,he or she will pay out twice energy than others,which makes it very painful.in china,there are many students as the girl of your story,but they can not mostly to work because of poor.i'm proud of them. as for me,working is impatient,i wanna study more and interesting knowledge,and relax myself.
@wigima5 (904)
• United States
10 Nov 09
yes I understand. I want to relax instead of just working. but sometimes you cant just keep relaxing all the time and have to work hard. yes, it probably will be painful, but if someone is driven and wants something enough they will work hard until they get there. Good luck and have fun absorbing all the knowledge. :)