Have You Ever Had Your Credit Card Number Stolen?

Hi bestmommy. How are you...? It does happen and there are so many such cases heard every day. Though credit card providers are making a tight security and strict guide lines loss of cards and their fraudulent usage do prevail. The only solution for this episode is that card holders should be still more careful and cautious and should take care of the security of the cards. Here I want to recollect one funny experience I had some time back. I went to ATM to take some money along with my 6 year old kid. He is very naughty and would experiment any thing he would like to do. After collecting the cash I was just counting the cash; at that time my kid picked the card from my hand; after counting the cash I asked the child for the card; he coolly pointed a drop box (complaints and suggestions box) kept just one corner of the room. He gently told me that he had dropped the card inside that box. I was shocked. I inquired the security who told that the key was not with him and that that box was never opened for a long period. He also suggested me to see the Bank Manager. When I reported to the Bank Manager he was first annoyed and quipped why the child was brought inside the ATM room; then he coolly told me that the key of that drop box was lost very long time before and therefore he was helpless to help me immediately. However according to his suggestion I reported the loss of the card to the card authority and got new card. I was chasing the Bank Manager for some time and then stopped; however I told the Manager to first arrange to remove the box from the room. It was a pity experience I had, which pushed me to a mental agony for some time. Therefore it is very important to be very cautious about safety and security of the card. Thanks for the chance to share my views. WITH BEST WISHES.

hi, I think you are lucky as the credit card company peoople detect the fraud. I always hear such frauds from lot of people as i think it may be due to accident swapping of your credit card. Anyhow just take some precautions when you give you card to grocery bill counter or petrol bunks etc. I too observe the person while swapping the credit card inorder to avoid such situation but sometimes these precaution may not also stop the frauds. Ya i too face a situation where i lost my card and immediately i reported the bank. Then the bank cancelled the card and reissued it. Actually i was lucky to get my wallet back after stolen as my wallet contained 2 debit cards and 1 credit card. It was really a bad experience for me as due to cancellation of all cards i had to pay some money for reissuing them.

I've had my debit card number stolen some how. Like you I had no clue as too how. But some one got my number and used it for an online purchase. THe bank refunded my money and handled it. I don't know exactly what they do but i hope they caught whoever did it and I hope they catch whoever did that to you.

No but I thought I lost my debit card yesterday and I had just loaded it up with a good amount of money too. I tore my house apart looking for that thing yesterday and no luck at all. I looked in the laundry basket today and it was sitting near the bottom mixed up in a bunch of clothes. So I got lucky.

No I haven't had my credit card stolen and wouldn't want to, that is scarey right there. I feel for you. I have been scammed out of money over 3,000.00 and that was the highest I have ever been scammed. I had went to the bank to cash this check that looked real for a secret shoppers job and after three days the bank came back saying it was fake. Made me so mad cause I had asked before I cashed it if the check was real so I wasn't the only one who fell for a fraudulant check. I will never be fooled again. I wasn't able to catch the criminal and she is still at large so beware if it looks real it isn't. Yep I was forced to pay the balance. Hurt majorally in the pocket.

Last year Chase called me to tell me that my credit card account was suspended because of suspicious activity. I was sleeping when I got the call, and when I woke up I went onto my online chase account but it said my credit card was suspended. When I called, they told me that over $600 was charged on my card and all the charges came from online jewelry sites. So, they had to go through the list of charges and ask me if I made them or not. Fortunately, I wasn't responsible for the charges and I got a new card a few days later. I'm not sure who got a hold of my card or how. I think it must have been when I was swiping it at a book store or maybe in the subway for a new metrocard. I'm not sure but it was scary because I used it two days before.

this happened to me last month with not one but two of my credit cards. i had to close both accounts and get new credit cards issued and i took it upon myself to get copies of all my credit reports and to put a freeze on my credit for 90 days so no one could open any accounts in my name unless i am notified first. what a hassle. i am still dealing with the credit card companies so i can get the charges removed.

I have never had a credit card because I think they get you in debt and people like to get there hands on them and clean them out if they get that far with the credit card. I mean that is a bill that some people get left paying at times because another person took the card. And the store people anymore never ID the person with the credit when they should be.

I'm afraid that it would happen to me that is why i never try getting a credit card and then registering it online. there are lots of spywares and other online thieves that could stole the credit card number.

Although I have never had a credit card number stolen, I have had unauthorized charges. I signed up for a free trial offer and had to give my number to pay for shipping and handling. I cancelled the subscription after a month, as it said to do if I was not satisfied, but then I began to see charges for things that I never purchased. The reason I was being charged was because I didn't read the fine print. I found out that because I had signed up for this free trial, I had signed up for ten other things that I was not aware of. Well, I ended up not having to pay for these unauthorized charges. I also canceled my credit card and got a new one.

My mother had fraud on her account and it has taken years to clear up. Someone had gotten a hold of her Social Security number and had opened three accounts in her name. One for an expensive car (my mom is a frugal spender and would never spend money on an expensive car) and two credit cards that were maxed out. My mother was very upset and it had ruined her credit for years. It took a lon time, but things were cleared up. They cancelled all these charges, but still it hurt my mom.

No I have not come across such an experience.But I usually will not take credit card with me all time.When it is required I'l take card with me.And that time also I'l be very carefull.

Glad to know that you were saved and didn't fall prey into it. A friend of mine had to lose some $3000 after she did some grocery the night before from her usual grocery store with her debit card. Unfortunately when she came to know about that, it was all gone. I know, it was her hard earned money and i really really felt bad about that. Another friend of mine told me that her credit card number is stolen and used by someone. How did she come to know about that? she has put email alert for each and every payment that is made by her credit card, so she received one email alert stating that her credit card is used at such and such store of such and such COUNTRY. so she stopped the transaction then and there and got her card changed. Good luck to you bestmommy and am really happy for you!

hi,bestmommy i havent encounter this matter like yours so far.but maybe i should be more careful online,thank you for sharing with us ans reminding us. i also heard that in real life but i was just thinking maybe it was a joke ,so i didnt take it for sercious.but now i change my attitude and my thoughts! best wishes!

No I have not had any credit cards stolen from me. It is scary when someone can get your credit card number by you using it buy groceries or purchasing something in a store.

Credit card stolen is rampant. How can we beat the pressure down? The online should add another security measure.