I just got paid.I got an headache!!!
By ronnyb
@ronnyb (6113)
Jamaica
November 25, 2009 11:55am CST
Does anyone have this kind of problem where the minute you get paid and start to think about how many bills you have ,you start having sleepless nights and headaches.Well I may not have sleepless nights but lately the minute I get my pay I somehow cant stop thinking about how I am going to stretch my money to fit my bills
Does any of my friends have this problem ? .I honestly hope no one has this problem but if you do I would like to know how you cope in these serious financial times ?
5 people like this
15 responses
@ANTIQUELADY (36440)
• United States
25 Nov 09
Thankfully i don't have any big debts i have to pay on now. When i was young i did but now i have things pretty much under control when it comes to big debts. I would be like u if i didn't have my house & car paid for. It's bad enough trying to pay utilities, ins. etc. I hope things get better for you, RONNYB.
@ANTIQUELADY (36440)
• United States
26 Nov 09
I will try but it's sooooo hard,. Happy thanksgiving, wish u could eat dinner w/us.
@dhanasekart1984 (450)
• India
26 Nov 09
not only you and me have this problem, everyone who is grown up and responsible has this problem, 2 ways to get out of this no.1 - become irresponsible and dont care about anything(im 100% sure we cant do this), the other one is get into the race with your bills(expenses) with a winning attitude.. some day u will definitely win.. put effort.. if u wish to see my website http://makeeasyonlineincome.webs.com/
@maygodblessu44 (7336)
• India
22 Dec 09
Hello my friend ronnyb Ji,
Well, there are many factors responsibe for your headach. Mainly spending much more than earning. As per economics laws, tehre are three types of budgets, barring Govt budgets where imposin of taxes would take care of difficient udgets. But for commonpeople likeme and you, we have to make surplus budget and fo thhis a cionstant watch is needed tot review and control our expenses. When recession started two yrs back, one has to cut down and spend from saved amount.For this 5-10 % on monthly basis as to be done.Iwould throw an example, if on ebuys items from whole=sellers on yearly basis one can save saving target. So take care of your budget first. There sould not be any bill pending on day of payment. You can very well come out from this state by inforcig strict economic measure with consultation of your wife and other members in the family. Keep essential like food, shelter,cloths first,then education, medical and lastly entertainment.
May God bless You and have a great time.
@mommaj (23112)
• United States
26 Nov 09
I think more people are having this problem. I don't understand the news is saying the economic situation is improving. If it is improving, could someone tell the pay and the prices that. I don't see an end to it. In fact my husband is going to be losing hours next week and he works at Wal-mart! Explain to me how the economy is improving?
As far as how to deal with it. Pay what you can. You know how much money you have, if you have more bills than money obviously something has to go unpaid. Good luck to sorting it out. You may be able to talk to your creditors, but be sure to do that before you start falling behind. You may not get anywhere, but after you start falling behind they will listen to you a little more since you warned them ahead of time.
@wenjule (107)
• Jamaica
29 Nov 09
Situation has caused us to dread the end of the month. This is the time when the bill seem to pile up the most. What I try to do is to create a budget and stick to it as best as possible. This might sound a bit crazy but when you make up the budget pay yourself so that you have a little money to spend on yourself. Don't forget too that saving is a priority not an option. A little must go to savings no matter how small. Try during the month not to incurr too much expenses. Discipline is needed in deciding what is necessary from what isn't. Set goals and work towards them and at the same time making your salary work for you. Stop the headaches before they start.
@paleorainy (630)
• Italy
25 Nov 09
Yeah, I know what you mean.
I seem to feel the same when I get my paycheck, I am eager to get it, but then as soon as I see it...I think amount goes for this bill, that amount goes for that other bill...and bill after bill, it's gone. But hey, I've just got it!!
Don't you find it sad?
Somehow I feel like as soon as I get paid, the money is already over. Blah...
@dhanasekart1984 (450)
• India
26 Nov 09
true.. it becomes terrible if bills run behind you chasing... turn around and u start chasing those bills.. they will run away.. (make some extra cash).. http://makeeasyonlineincome.webs.com/
@cutepenguin (6431)
• Canada
26 Nov 09
We were in this situation a while ago, and if I don't work hard, may be in this situation again soon. each time, I sat down and wrote out a few ways that I could save some money, and I tried to implement them. (Sometimes right away).
Some months it was a juggling act, with a few bills getting paid late or not getting paid.
@gabs8513 (48686)
• United Kingdom
26 Nov 09
I think that everyone has this Problem to be honest with you
And I think it is a Headache for most People to try and make it stretch and it is not easy at all
Everyone has different ways of making things stretch I have cut down on a lot of little Extras
I can't really say how I do it but I will say it does not always last till the next money comes in
@sudiptacallingu (10879)
• India
26 Nov 09
No, I don’t get a headache on pay day thank God…it would really spoil all the fun of getting paid LOL
But seriously, I can relate to what you are saying but aren’t the bills fixed? I mean in our place, we know that we hve to pay the bills for so and so and we always put aside the required money for that. We run the household on a detailed budget…the moment the money is in my hands, I divide it under several heads…monthly groceries, daily groceries, electricity bills, internet bills, phone bills, school fees and so on! I keep a little extra for some fun you know…all work and no play does make life so dull!
I do hope you make a budget beforehand and try and stick to it…maybe you wont get the nightmares if you know that the money is there.
@uicbear (1900)
• United States
26 Nov 09
There's a saying that I always think of when it comes to paying my bills, you can't squeeze blood from a turnip. Basically meaning that you can't get something out of someone that they just don't have.
I came to the conclusion several months ago that instead of doing alot of worrying, I was going to be as proactive as possible. I am fortunate to have a job where I am able to get overtime(at least for now), so I work overtime every week for extra money. But, i am also considering getting another part-time job. All I can do is to continue to work hard and keep paying down my debt and paying my bills and hopefully, it'll get easier. Knowing I'm doing all that I can, makes it easier for me to sleep.
Good luck.
@checkmail (2039)
• India
26 Nov 09
Hello ronnyb this is checkmail and many of us do behave in taht manner, as its normally isn't possible to get an payout on net.So when payout is rec we get excited as to what to do with the cash, yeah its an happiness overdose, which turn in sleep less nights, and inturn will cause some headache.But after you pass on sometime you will feel normal about getting paid.Then your pro will be solved.The pro cause is only excitement and nothing else.
@scottcoleson (578)
• Pilot Mountain, North Carolina
25 Nov 09
I completely understand what you are going through as I have dealt with this same thing in the past. There have been times that I was so relieved to see my paycheck had been deposited into my bank account and immediately was reminded of the bills that I had to pay with that money. This would cause me to get so discouraged! The most important thing to do in tough economic times is to take time and relax a little when you feel overwhelmed or discouraged. Take some deep breaths. If you are falling behind on some payments, determine which of your bills are the essentials (i.e. house, food, childcare, vehicle, etc) and pay them first. Whatever is left over, get in touch with the creditors and try to work something out with them in order to maybe pay a smaller amount right now until you can pay more in the future. My experience is that they will usually be more than willing to work with you to come up with a solution. Take it all one step at a time and be encouraged that you are not alone in this type of situation.
@thuynhu (661)
• United States
25 Nov 09
yes, i have this exact same problem, except my headaches are so regular i'm not certain if it's cause of my bills or anything else. it really sucks to finally get a paycheck to know that as soon as get it it will be gone all in the same second. its like you won't even notice being paid. i'm not sure how i cope with it really. it's really difficult and be rougher at different times, but i try to stay positive and believe i will get out of this tight jam.