Why do people love being poor?

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This really buffels me.. I was reading the economist magazine and statics show that in America 70% of Americans who work retire on a pension that is just an average of $200 a month, 20% are living just on a shoestring and the other 10% live below the poverty line. Only 2% of the American population is actually wealthy, about 4% of the population have some kind of financial stability. In other parts of the world especially the third world countries over 80% of people live below the poverty line. Now at first I used to feel sorry and say why is this but then it got me thinking. Take an example of me.. I was born in a very poor family, my father was worse than hitler to the point where I ran away and spent all my teenage years sleeping in cardboxes on the side of the streets. I've been raped, stabbed, shot, betrayed and never had any money. But then one day it dawned on me that there's got to be more to life than this so I didn't give up, I worked hard and I never needed to spread my legs for anyone in order for me to get some kind of incentive. After years of hell it finally paid off and now I can gladly say "I'm rich"! Now I look at America as the most powerful country in the world and also one of the richest country in the world. How is it that their citizens are struggling to live in propserity? Same as the third world countries.. there are so many resources available for one to have a comfortable life but still people are poor. So I realised that poverty is not a phyical thing... it's a mental problem. I mean look at here in my lot.. try going over the make money section and what will you find? just people going on about how neobux, trekpay and all those pathetic ptc sites have paid you $5 after you slaved away wasting time, energy clicking on advertisments that dont even appeal to you. Tell me what can you buy with $5? you cant even get a Macdonalds Happy Meal! (last time I checked the price was $6.95) You cant pay a bill or take a train or even buy a theater ticket with $5! and yet everyday somebody will come here and either ask how to be paid by ptc site or "I've been paid $5!" So poverty is not phyisical problem..it is a mental problem and people do not use the gift of imagination and positive thinking to better perfect their lives. You look at the rich people today (except royals and heiressess) every single one of them was poor at one point but they never settled for that. People are poor today because they have settled on that and are happy with that. So my question is why settle for being poor? There is so much gold opportunities out there but you have to WORK SMART to get it and not WORK HARD. People who work hard will never be rich but work smart and open your mind up! Anyway am just in a ranting mood and it annoys me when I see people are lazy and just want to click on ptc sites instead of them letting go of fear and actually doing something worth it.. So again why do people love being poor and struggling on a day to day basis? If you read the economist, you'll understand what all this is about... ok lets see who'll be the first person that will not understand what am talking about and take things out of context?