Do you have an Insurance? Life or non-Life?

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Now a days, insurance is considered as part of our basic needs particularly for people who have families of their own. As they say, "Life is so Short", so aside from being spritually ready, i purchased a life insurance for me to have a worry-free future for my family. I also consider it as an investment instead of a liability because there's a lot of benefits behind it like it's tax-free and your left family can get the sum insured right away after providing and completing the required documents to the insurance company plus your family won't be paying for estate taxes before getting the money unlike if you have a big money in the bank. Insurance companies at present have variety of packages that meet your needs and they also have great riders such as hospitalization rider,educational plans and the like. So if you don't have one try to consult insurance agents from a reputable insurance company. The younger the better because you will be paying less on the premiums.