Will your bank give you gifts when you apply for the credit card?

Hello youless. I don't have a credit card. I don't want to have one right now, but maybe I would like to get one some day. My nephew got a few of them and they have completely become a disaster to him as he could not return the money he used in time and the interest has increased a lot that his parents are helping him to pay it off. So I think that it can be a good thing if it is properly used, otherwise it is a different story. Take care and enjoy yourself.

Hi dear! It means that your bank people were smart enough to lure in applying for credit card. I think charm of getting a free gift does make us go for such type of credit cards and this is a kind of marketing strategy for the banks, which work wonder. It is the human tendency to get tempted for 'free' items and others take advantage of this tendency. Hope you would enjoy with your credit card.

Really? I didn't know they give you gifts when you apply for them. But I think with the interest rates, it's just like you paid for them yourself. Though having a credit card would be handy for those moments when you really need to buy something but don't have the cash for it. That is, if you know which items are really important, because ,hehe, I'll really have a problem with that. "I really need to have that bag". Yeah, that's a common problem for me. Enjoy your credit card.

I think I may think about this,at first,the bank should be a big,with good reputation one,and It is beter near my home,then I may consider to open a acount. Then if the bank who give me a gift nearby my home,and I think it is the best choice!Why don't have a credit card in this bank!

i have no credit card, i don't think it is necessary in our daily life,we always pay the small amount by cash, and pay for the big amount by banking card, that's enough, but apply a new credit card will be received a gift, that sound very exciting, i'm very like those smart lady bags.maybe i'll apply on the someday.good luck and have a nice day!

Hi youless! I applied for an second card from a different bank. Few weeks after my card application, I was approved and the card came with some freebies. It was a tote bag and some coupons for a restaurant. I was very happy but still I need to use the card wisely. Happy Mylotting!

I haven't heard of a bank giving a physical gift in a while, but there is one credit card here that awards points, where if you apply for the card and use it once, they'll give you enough of the points, to take a flight within the country. That's pretty awsome to me, since i love to travel.

My bank gave me a tote bag when I signed up for a checking account with them.

Yes, but the gift I've heard about banks giving away are usually cash.