Are you victim of a legal scam?
By bulastika
@bulastika (5966)
Philippines
December 15, 2009 6:41pm CST
Hi! I just want to share this experience.
I been scam legally..
How does it happen?
I'm walking in a big and well know mall.
Suddenly a woman approach me and ask me if I have a created card..
I'm little defensive and ask her lots of question.
I thought I'm in control of myself until I give her my credit card and..swipe..I been charge..
Charge what? an insurance plan..
..
Its a legal because they have permits.
Its a scam because they give you wrong impression.
Like do you want to have a house., money, etc,
Thinking that you will have does you dream come true ( also thinking its an investment of some sort). Turn out to be an insurance plan only after you give your money or your credit card for your first down payment.
..
How much is your insurance?
You pay monthly for five years and on 15th year you got 150% of your money..
And you be insurance coverage? Let just say that at my current situation..I got none if bad things happen to me..
..
Its a robbery in a mall experience..
And I can do nothing about it.
...
How about you guys..
Have same experience to share?
4 responses
@alohagems100 (565)
• United States
19 Dec 09
It reminds of my brother and siste's experience with illegal recruiters My brod was planning to go to Canada and was convince and paid Php 480k in 3 payments after receiving the payment the recruiter disappeared, I was shocked and bcos i trusted my brods ability t handle himself but he was still fell into a scam. My sis too was planning to go to dubai, and lost Php 200k. The sad part was I financed them, so i Lost my money. huhuhuhuhu.
Good the my second sister was successful in UK for student visa and now my brod is going there on the 3rd week of december. But..... we will never know what might happens, i hope no more scams.
@bulastika (5966)
• Philippines
20 Dec 09
Where did you all get that money? lolz
Its likes that you have enough to start a business here.
My niece is also planning to migrate in Canada.
I don't still get the mentally of going abroad if you have enough money to start a business here.
Do you get what I mean?
..
Its okay for some to go out looking for work. As long its a salary deduction..
No cash out...
Wow.. Where did he meet that recruiter?
What did his recruiters says that he believed and give his money?
@bulastika (5966)
• Philippines
20 Dec 09
Wow..I see..
It nice that you have a starting chance in life.
I hope I have same chance as you.
@alohagems100 (565)
• United States
20 Dec 09
@ where did I get my money? From my savings, I had a permanent job here in PI, was lucky to be a recipient of Monbukagakuhsho Japanese Goverment program, so I was on study leave with pay for 2 years at the same time I received monthly allowance in Japan Y 184k, almost $2k during my time and did part time job while studying. Also I work for the State here US, my salart is not that much, but I wanted to help my brods and sis, i helped them for college.
Brod told me that the man who scammed him, that they he will also go to canada and process their documents together. It happen as year ago. Now, I have nothing left but its okay, I wanna see them have good life. No more hope here.
I do not have any business anywhere. I am happy with my daily routine (work, internet, home).
@itzmee1009 (362)
• Australia
16 Dec 09
hi friend,sorry to hear that you got cheated...but i dont know how blank you have accepted to invest money with some strange..any way think that you pay for gettign experience in life..i too get cheated my collegues...not a legal one...i never used to give money unless they are known and legit..like that only i gave my money to one of my colleague ,he told that he is need of urgent,and he ask me to help me if i can ...but finally after a months later also he dont not turned back..so even you cant believe the close ones in money matters...i learned to be more careful after that...
@bulastika (5966)
• Philippines
17 Dec 09
Yeah..me to..
Now I learned..lolz..
Its hard to earn money and hard lesson to learn to.
So next time guys..
Do your thing in a right way..
And simple say no..
Its just two letters..no..
Yes is much longer..
So say no..
lolz
@bulastika (5966)
• Philippines
18 Dec 09
Oh no!..lolz.
Yeah..I don't know why its hard to say no.
Thanks for agreeing with me.
@etongong (164)
• Philippines
16 Dec 09
You can report that to the proper authorities if you wish to contest when you were mislead to believe on something. There are lots of pending complaints against them if you just go to proper agencies in the government. It will take some time though. But really, you can dispute it even if you have already signed the charge slip of your Credit Card.
@bulastika (5966)
• Philippines
17 Dec 09
Yeah..But at the cost of fare and follow up..hmm..Its not worth it.
Beside the stress and the timed consumed is not worth it.
I just get my 80% and move on wit my life..
Beside I just treat it as an experience learned..
lolz..
But still..
...
Its seem you know what I'm talking about..
Yeah..How did they say legit until now?
With lots of complain brewing?
..
They have a strong backing from whom I don't know..
Its just so damn crazy that its still operate until now.
@chadster42 (74)
• Philippines
18 Dec 09
I was almost a victim of a similar scheme. This company started about 10 years ago, by sending you a formal letter informing you have 1-in 5 chances to win a brand new SUV just by attending a seminar at their office. Not knowing that when you are already inside their office, they will do everything to convince you and that you "need" an insurance based on your income.
The only thing you can do is report it o the authorities and also inform the media. There is a brave radiocaster over at DZBB, "Ka Rene" if I am not mistaken, has done quite a number of shots over this insurance scheme. You are not alone, a whole lot of people encounter the same thing everyday.
@bulastika (5966)
• Philippines
19 Dec 09
Report to authorities? And what can they do?
The company has a legal permit. So its means they are legit.
Also what case will you bring to them?
They don't force you to go to their office.
You went their.
They know the law and they know how to go marry around with the law.
That way they know they can't be sue..
