Salary for hard work + overtime = bank payment , banks, happy but not me!

United Arab Emirates
December 16, 2009 1:08am CST
I can really feel the crisis right now. Overtime is not being paid on time. I am working all night just to get salary but then it will just be for bank payments (loans and credit cards). I think I was just overwhelmed before about the bank offers so I didn't think of the consequences that might bring me not till now. *Sigh* I wish I knew how to handle money wisely, I should have not been this desperate. errr why am I in a country that banks has a good lip service? It is all my fault!
4 responses
• Indonesia
20 Dec 09
I'm sorry to hear that. Well, actually you are not alone. Banks with good lips service are in every country! Lol. It's just how they work. Fortunately the economic crisis doesn't affect my country, but still it's getting tougher each day. The prices of everything has raised and we have no other choice other than to pay for them.
• United Arab Emirates
20 Dec 09
Thank you alwayzzcitra. I know I am not alone hehehe. In the company where I am working, a lot of my colleagues, went back to their home country because they can't bear it anymore. Sad to say that they left this country with debts and they've been in a shameful situation. I know I am still lucky because I can still survive in this country though.
@apple36 (15)
• China
17 Dec 09
I totally agree with you. I feel very very upset on today as I was informed my salary is only increase about 100 yuan in coming year.And the workload is much much heavier than before as fire some colleagues.
• United Arab Emirates
17 Dec 09
At least you have an increase! For us, in the operations, lots of my colleagues left this country (to escape from credit), some resigned, some got terminated but they never hire new staff. So imagine yourself doing the job of 3-4 people, working in the night, you'll beg for your break and at the end of the month, you won't get salary because of your loans and credit cards! I'm blessed I can still survive!
@danitykane (3183)
• Philippines
16 Dec 09
hi dadelkoy, lolz yeah I know. Ughhh! Same here...I am so happy receiving high salary every payday but thinking of the utilities/bills that I have to pay makes me sad a little bit. Haha! I also have loans and credit payment every month...it's quite tough...but I'm still surviving. haha! What important is I was able to pay all of it and still have some few monies left. Don't you worry, your hard work will be paid of and sooner or later all you loans and credit card debts will be zero out. lolz! Happy Lotting!
• United Arab Emirates
17 Dec 09
Hi danitykane, Wow! Congratz! you still got monies left.haha! Yes you are right, all my hard work will be paid off..after four long years!dang, gurl! I promised myself I will never ever talk to any bank sales representative again or if I will, I'll tell them that I lost my job because banks file a case against me because I'm not paying my loans! hahaha good excuse,ey?!
@dependent (131)
• China
16 Dec 09
it is not your fault ,it is the society that drives everyone to go mad ~~~ i am in China ,the government is worse than ur could thought the huge gap between rich and poor;the fatal disease which bring whole family into bankrupt ;etc but everyone should struggle to live life is everyone‘s right no one can deprive of this right what can save u is your attitude as far as i concerned, u should make a list of what u have done ,how much u’ve spent,make a financial budget~~~
• United Arab Emirates
17 Dec 09
thanks dependent for your advice. Correct! I have to change my attitude towards spending money. I learned my lesson in a hard way so I promised myself to be well disciplined over money matters.