Google Adsense?

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Hi myLotters! Can someone explain Adsense to me? I have read TOS but I'm still sort of dull in that area. I've read in another forum about people have problems with Adsense and Google suspending/deleteing accounts?! If that would somehow happen, does it delete everything? Including all of your email accounts?? A good chunk of my emails are under gmail and i wouldn't know what to do if that happened to me. I'd never want to take a chance on them being deleted. So, is that possible? And, is Adwords just as good? Can I use Adwords and Adsense at the same time for a blog? Thanks in advance!