Is it the solution?

its not gonna work even if you upgrade the account to premier, if you don't want to be charge of the receiving fee you must tell to your sender to use PERSONAL TAB under SEND MONEY option instead of using the PURCHASE tab, if you can check, once you make a payment to somebody there are two tabs under the send money, purchase and personal, if your sender use purchase tab, in sub categories under it will result a fee to the recipient, whether its goods, service or ebay item. If your sender will use the personal tab to send money regardless of any sub categories, like payment owed, cash advance gift, etc and if his/her funding source will be paypal balance or bank account (checking or savings account) that is the time that there'll be no charge to the recipient regardless of the account type (personal, premier or business) but it they will use the personal tab and their funding source is a credit card or debit card, there'll be a receiving fee that you may incur but in this case your sender has the option to shoulder the fee or pass it to you. Just want to remind you as well that majority of the sender use PURCHASE TAB instead of personal and if your sender is outside of your country the fee is 2.9%+.30+1% (cross border fee), total of 3.9%, but if your sender is within your country the fee is only 2.9%+.30 per transaction. Hope that i help you using this info.

Hello friend. You don't need to change your account type. You can have both the kinds of accounts in paypal. Is enough you have another email address and another credit card or bank account to verify the second account in your name. I've both personal and premium accounts in my name on paypal, and is legal. You can find more information on paypal site, or just contacting their helpdesk. So you will be free to use your personal and your premium account chosing the one that better fit the circumstances. Wish this can help you. Have a nice time.

It works best if you get verified on Paypal. The Paypal FAQs tell you how to do this. Once you get verified, your withdrawable limits are increased to $2500 per month, and your charges for transfers will be either eliminated or reduced. Also, ensure that whoever sends you the money doesn't apply a fee to it. There are many who do this and blame Paypal for it.