Do you have the habit of saving money ?
By grace118224
@grace118224 (1038)
China
January 27, 2010 9:00am CST
Do you save money every month ? I do but i can only save about USD200 per month because i don't get much salary and i have to raise my little baby . In my generation most people still get used to save money . However the new and young generation spend all their salary every month to seek for better life status . What about you ?
1 person likes this
8 responses
@larish (2213)
• Philippines
28 Jan 10
Last year, I save 10% of my income into the bank. I started this year jobless. I am now a stay at home wife and simply rely on my husband's income. As much as possible I don't want to withdraw money from my savings. So What I do now is that I try to live within our means. I am trying to save money from the money my husband has been giving me. I hope in time, I'll be able to save some.
@gracie04 (4549)
• Philippines
27 Jan 10
I have started saving up money just recently. I have realized that I should not waste my money on not so important things. I have been diabetic for a year and saving money will definitely help to answer my medical needs particularly during emergency situations. i don't want to ask money from my parents anymore because i know they are kind of tired of supporting me. i haven't finished school yet because of my ailment but i am planning to go back to school this coming june.
@grace118224 (1038)
• China
28 Jan 10
Yes . You should live your own life and save some money. It's shameful to ask money from parents . Good luck.
@SomeCowgirl (32191)
• United States
12 Aug 10
My husband and I are saving as much money as we can right now. We have several ways we are doing so. One way is that we try to save as much of the earnings I make online as possible. He is the only one working right now, and so we can't spend as much as we did when I was working also. The earnings right now are going towards a great deal on a couch and love seat we are getting. Hopefully I can make enough to cover the rest of the cost of it, and then still have some more left over to just save. We don't use cash that often, but using our debit card works out as we have it linked to a savings account that withdrawals one dollar from checking into savings each time we swipe the debit card.
@djsimonmlb (413)
• United States
4 Jun 10
I'm a big time money spender and I have trouble saving my money or spending it on useful things. I'm trying to incorporate a monthly spending limit to keep me nice and ordered and right now it's proving to be beneficial. I recommend to anyone with my problem to set aside a limit weekly or monthly and you could notice results in your savings balance.
@Yula015 (71)
• Philippines
25 Apr 10
I dont have the habit but I do it when there something that I need to save the money for.Like when my family or friend that will be celebrating his/her birthday soon.I will save money 1 or 2 weeks before the occassion.I want to have that habit of saving but I always spend it for junkfood or clothes and accessories.I hate it being like this.
@Blacksun310 (559)
• Philippines
30 Jan 11
I am a thrifty person. I do not like spending much. I am just buying things I know I need. I seldom buy things for my leisure. I just feel that if I spend much, all my money will run out. I often spend my money for leisures like concerts, rides, or cinemas. I am not buying much gadgets. I just have a DVD player and a Playstation Portable which was a present for me.
But, although I am thrifty, it doesn't mean that I am greedy to other people. I am very charitable to my family, friends and relatives. But of course, I am choosing the right person. I am not lending or giving money to people I know who are not paying back their debts to me, even if it is a relative or friend.
@ersmommy1 (12588)
• United States
28 Jan 10
Yes we do. We each do our part. The kids each have a savings account. We have a change jar as well. My daughter has a piggy bank. Every little bit helps.
@momtrying2makeit (3270)
• United States
29 Jan 10
I have been wanting to save money every month but I am not good at saving at all. I started a topic today about wanting to learn more ways that I could save my money and I hope I hear some opinions and ways today. Take care and happy mylotting to you.