Do you pay your bills online?
By icesmile
@icesmile (7160)
Romania
February 8, 2010 4:53pm CST
Do you pay all your bills online?I try to make savings of time and of roads, the state in line, to see faces unfriendly sometimes and i choice and prefer to pay my bills online. is more easyer and is so easy.
Paying bills online saves time, paper, stamps and gasoline.
Can also prevent the mistake of accidentally missing a payment.
There are, however, a few rules to follow and precautions to take.
There is automatic bill paying, and manual bill paying?
What kind do you use to pay your bills?
6 people like this
47 responses
@cobrateacher (8432)
• United States
9 Feb 10
Hi, Ice!
I find it annoying that there are some that can't be paid online! It's the best way, by far! I hate having to write a check, find a stamp, and remember to stop by the post office, when a few keystrokes can do the whole thing so much more easily and efficiently!
1 person likes this
@cobrateacher (8432)
• United States
9 Feb 10
I pay through my bank, with guarantees in place against identity theft and other hazards, so I do think it's the best way to pay bills. It's also a lot easier to organize than the old way...
@Gladiator28 (42)
• Bulgaria
8 Feb 10
No and at the moment i dont think to pay my bills online. This method is for people who are lazy or havent enough time to go to the offices :D
1 person likes this
@marty3888 (2355)
• Acme, Michigan
8 Feb 10
Paper checks! I really have to because I share A house with my girlfriend and we share all the bills. And when I say that I mean if we have an electric bill for $50.00, I write a check for twenty-five, she writes a check for twenty-five and we stick both of those in the envelope. The only one I pay online is my one credit car from my bank because I can just do a balnce transfer from checking to credit card. The other credit card I still use checks. The other one I pay online is my cellular phone. I can just go on there and hit pay. They already have my debit card number because I ordered the phone the phone online.
1 person likes this
@delmeg10 (112)
• United States
8 Feb 10
I used to pay my car payment online with a small $0.36 fee. Now my car is paid off, so I don't have to worry about that. I loved the fact that I could go online the night before it was due and it would credit by the following morning, so it wouldn't be late. I don't pay any of my bills online now though. My banks online banking is always acting up, so I can't even use that. My mortgage company doesn't have an online payment option, and the only other one that does is my gas and electric, but it is automatic, and I can't afford to do that. What if by chance we don't have the money in the account next month? Then I'll end up getting an overdraft fee, and it's just not worth it, in my opinion. But, most of my bills we can just drop off, so we don't have to worry about stamps.
I totally agree with you though. If all of my bills could be paid online, I would definitely do so. It saves time, money, stress, and paper!
1 person likes this
@bounce58 (17385)
• Canada
8 Feb 10
All my bills are paid online. The fixed amount bills are automatically debited from my checking account. These are the cable bill, insurance, cable, school bills, etc. The ones that fluctuate in value, I manually pay. But still online. Cellphone bills, and ceredit card and credit line bills are done this way.
The ease and convenience are the plus factors for doing it this way.
@dorisday1971 (5657)
• Philippines
9 Feb 10
I do pay some of my bills online. Like the credit card. It is more convenient for me to pay my credit card online than to go directly to bank because there are many people in the bank transacting business. If I pay online, it takes seconds to finish my payment transaction compared to if I pay in the bank which cost me much time to wait for my turn....
Have a wonderful day.
@HansonFan (1653)
• United States
8 Feb 10
I pay my credit card off using my debit card and I also pay off my Kohl's charge card with my debit card. I buy some stuff on ebay and thats about all the "shopping" I do online. I agree that it is easier to pay bills online but as I live with my grandparents I dont have to worry about other bills yet. Thats coming soon though.
1 person likes this
@tess5162 (66)
• United States
9 Feb 10
I always pay my bills online. I prefer to do that then anything else. I prefer to manually do it. I do not like automatic bill paying although I do have a few set up for that. I just feel that in this economy you never know what will come up and if you have something coming out of your check automatically every month then it could possible mess you up if you are short of money one month. I rather pay it when I know for sure I have the money in my account.
1 person likes this
@t0gletree (20)
• United States
9 Feb 10
We do 90% of our bills online and the other 10% by check..Online easy because you get reminders via the email and statements are paperless.
1 person likes this
@rajesh5654 (29)
• India
9 Feb 10
yea sumtime its looking very gud when it save ur time and u don't have to go to the office to pay ur bill, but i don't know how much secure it is?
1 person likes this
@bananamen1 (442)
• Bulgaria
9 Feb 10
No, I don't. I don't like it because after paying in that way, there's a sum in my account that I cant use.
1 person likes this
@idowrite72 (2213)
• United States
10 Apr 10
I pay any of my bills online that I can. I prefer that over all the paperwork. I do some of mine as automatic pays and some I just do manually.
@thuhuong (823)
• United States
18 Feb 10
Usually the fees for paying online for my bills are about $3+ so I rather pay for a stamp, write a check and mail my payment. If I'm going to be late I would manually pay the bill online. But other that, I don't pay my bills online. In general I would mail my bills as I'm also weary of using my credit card online despite how secure it may be.
@sublime03 (2339)
• Philippines
11 Feb 10
Back when I had a higher salary I pay everything on time since I have enough to pay anything. But now that I do not have a high paying job or a job that pays on time, I am behind with a lot of payments. Hopefully I get to pass this finanes issue and go on with my life.
@minotaur87 (769)
• Singapore
13 Feb 10
Yeah, ever since I got a debit card and is able to pay online, I paid all my bill payments online. Although I wanted fully automated bill payment, I think it's better not to switch to it as you would still be able to keep track of the bills you are paying and you can terminate any service if necessary. Full automation made you too lazy to check all those.
@rick1801 (3)
• United States
25 Aug 12
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