What do you do to save money?

Hi p3ks626,I try to save any where I can but I'll tell you it is very difficult. I pay attention to all my spending and don't buy things that I don't need....at least I try not to. Mostly it is with the groceries that I'm able to save. I also buy clothes 2nd hand.

I also have my own bank account, that is apart from my payroll account, and I try to save money on that.. Though it's really hard for me because I want to buy a lot of things. Hehehe. Now I started going back to the classic way of saving, the piggy bank. hehehe. Instead of coins though, I put in notes, never mind the interest that I'm supposed to earn in the bank.. I just think this is really the best way to save. Hehehe.

I have managed a organizer which works to save the money. I divide the remaining days of a month on the money in my pocket. The result guides me that what is the range of my expenditure. so I keep my self in the range of the amount, and hence I manage to not over flow the money and by this way I arrange to save the money.

The most important and effective method I have found is to pay yourself every month before you pay anybody/thing else. Treat this payment to yourself like it is the most important payment you make every month because it is. I put $200 each month into my retirement account. Sometimes it gets a little tight but I always find a way to pay the other bills. I am 22 years old, when you have this much time on your side there is no telling what the possibilities are. I plan to be retired by the age of 40 and this is a real goal of mine that I am working very hard for. I am raising a 4 year old step son and I have a little girl due any minute so it does get tight but I don't care, I pay myself EVERY SINGLE MONTH and treat that money like it does not even exist. Like it was mentioned, it is also very important to keep a detailed record of where every one of your pennies goes. Though this may seem tedious, if you have enough discipline to do this you will not believe how much money you can free up from your budget. Everything takes a little time and effort but it will pay off 100 fold in the future.

I have also been taught by my parents to save money but I wasn't that a follower child, but then growing up makes me realize about the reality of life. SO, what I did is to stop being a compulsive buyer as much as possible. I buy only what is needed and it is just very seldom buying the wants. I also have savings account. And I also have lil biz, at least I will have some lil asset just like what I am doing right now. I'm not just doing social networking but also earning here. lol

I'm a saver. I love counting money and I hate spending my money. My mum taught me the value of money by buying my siblings and I our own piggy banks. Every once in a while, we'll be able to take out all the money and count it. It was sure fun to count so much money, even if they are just pennies. I usually save at least 50% of my money in my bank account, and I don't have an ATM card. If I did, I'll probably end up withdrawing my money every time at the mall! (oh no!)

hi friend, I will save my money it in my bank account. I am saving from my childhood onwards. Every month i earned here and job i save some money which helps to me when i required i will take from bank. Saving money to me helps all my needs to purchase. have a good day.

I think you have a passbook to save your money & a debit card so you can budget your spending. I think both will benefit you on saving your money in the future. You can use it for emergency situation like maternity, accident and child education.

I think we always like to buy all kinds of things.but most of things are not necessary for us.Maybe we can save money from these.for me I always like to buy things not suitable to me and put there and forgot them .It is waste.

That is a very common question I think. In my case when I want to save up some extra money I usually get a part time job at evening and weekends. It is not easy, especially at this time of the global economy situation but it is not impossible if you really want to do it.

well first, i must be determined on what will i save for, i mean i must be motivated. then i list down all the things that badly needed attention and the things that are not. in short, i prioritized things.

im a saver before but now, as i grow up.. :( I ALWAYS FORGET to save because of FOODS. :(( i really really love to eat (though im not fat). BUT this time, i'll try to save again. :)

I actually have a few bank accounts in different banks to save in money in. Most of the time, I don't really look at bank statement but rather I try to make more money by investing and earning and cut down on unnecessary expenditure.

Just as "Attack is the best defence." So in my opinion,"Earning is the best saving."

i stay away from the mall and often shop at thrift stores if i need anything. we visit the library to get books and movies from there. we eat fairly cheaply, plan our meals and only shop for what groceries are needed. there are lots of ideas that will help you save money and lots of websites too. try looking up frugal living.

Thanks to online banking I am able to check my incoming and outgoing money. Without this I'd be waiting for a month of every month to find out how much I've recently spent which usually shocks me. The best way for me to save money is to cut off my shopping urges. Sales are fun but I realized that I get so hooked on spending money on sale items sometimes thinking that I get the best deals in the world only to find out that I didn't even need what I bought! So off i go and return the items afterwards. Another thing is I cut back on buying foods that actually are not healthy to eat. Most of these junk food snacks are cheap but I don't want to spend my money on something that will kill me in the end. I'd rather spend my money on buying healthy foods than on hospital bills. Lastly, I learned how to say NO to my daughters. I used to give them everything they wanted years ago then I thought they have to earn them first. Show me good grades from school first then I get you what you want. Otherwise help me in the kitchen once in awhile and i'll give you $5 for that. lol There are a lot of things we can do to save money and we don't need to spend money to enjoy our family and things in life. Quality time with family counts the most and I think we should learn to ignore the latest technology around us. It's all but glamour in the material world. Hope that helps.

If I find something in the store that I want I put it in my basket and continue to walk around. I then proceed to ask myself if I want it, or if I truly need it. If I dont truly need it I will put it back unless I happen to have plenty of money that month and I might splurge a little on something I really want. Most of the time, though, I end up putting it back and moving on.

What I do is put it all in my saver's account. I find that I am less tempted to spend money if it isn't just sitting there in physical note-form before me Also, if I have a clear idea of why I am saving, then I will be more motivated to actually save my money rather than squander it.

There are several ways to save money. Cut down on expenses, or earn more so that you may have surpluses for saving. The 1st option is more easily achievable. Besides budgeting, I also tend to compare prices first before I do the purchase. This is one of the sure ways to save. The 2nd option, which is to earn more - I'm looking at several alternatives where I can earn extra money at my own leisure time. For this, I've turned to the Internet.

Well, I'm still in high school so when I get allowance I put half away and use the other half for spending money. I set goals for myself and limits. I try to buy things the dollar store because usually it's the same product you would generally buy from another bigger store. Those are just some ways I save my cash.