what do you do when finances are running low?

Well it is very stressful when fiances are low. when my finances are low I try to cut back on spending and just hold on to a few extra bucks in case of emergency prayer can help too, but also doing what I can to make sure I keep my head above water, by trying to be a better spender and bank smarter. Being low on cash can defintly cause some panic especially when the bills are do. but theres only a few things one can do during low times and that is spend what little cash you do have wisely and keep in mind that our community's can sometimes help us in our time of need friends family churches and so on. so we dont always have to deal with things alone unless were to prideful to ask for help. thankfully its been a long time since I needed to ask for help so for that I count my blessings. but one should never be afraid to ask for a helping hand once and a while if needed, sometimes you'll be surprised of how many people actually care.

Be thrifty.:-)THat is always my answer whenever we are running out of dough. When I decided to quit working from teaching and office job, I learned how to meet both ends with what my husband is giving to me as our budget. Though, I don't cut expenses on food but I'd rather cook which are easier and faster to cook to save for LPG.Then, we limit our dining out activities to once a week instead of :whenever we feel like it". We don't buy unnecessary things first like books for our daughter or new clothes or stuff for the house. Plus, believing that God will always provide is my best weapon for me not to panic. It helps to always keep a little prayer in the pocket.:-)

I always try to have a back up plan. I keep money in saving and only use it when it's absolutely necessary. I cut back on my spending and don't buy anything unless I really need it.

I had living paycheck to paycheck but i remind myself i need to be thankful the bills are getting paid. Alot of people these days cant pay all thier bills. I run into weeks when the bills out number the income. I hope someday my efforts online will help to make the income alittle better. For now i just keep trying. Praying dont hurt either, good choice!

its simple when our finances are we have to cut our extra expenses to the limit we can till we are back on track . we should spend on items that are the most neccessary and should not do any unwanted expenses . the other thing i will do is to work a little more extra time and get some more money . i think these two are the only things we can do when we are out of finance . the other extreme thing may be selling something or getting a loan .

well it depends. I try to cut off all unnecessary expenses and stick to my own basic needs. then I start to look for part-time jobs

I panic, work hard and pray, too... too often in that order! I also quit spending. I don't go anywhere or do anything that isn't absolutely necessary. I don't have trouble with that because I'm sort of a homebody and have many craft projects and things to keep me busy. When finances run low often, though, it's time to start cutting back on expenses. Watch how much electricity you use, cut back on using water, drop the cable or satellite TV, buy basic food and cook from scratch - things like that.

I have almost given up on making money on the internet. At least enough to pay any bills. I make payout once a year here, and last year, I raised it to $25.00, so I haven't made it yet. Surveys, all I get is points or entered in their sweepstakes and every now and then, with lightspeed, I make enough to get a $20.00 paypal payment. I am working on and off through a temporary service. When I am working, I put away as much as possible in my savings account. I get unemployment. So, if by chance I do get a little low, I can use my savings. I always try to replace that. But basically, when I am working I spend less. Act like I'm not working. And I will continie to do that until I' find a permanent job.

same as you..i do pray to gods guidance first, and think was the best things to do..i ask my husband, sisters or friends too..

Hi spoiled! Well, when it comes to financial problems, prayers and hard work is my only solution. First, I pray to God to help with my work online and to find even more work online to be able to earn more. I always pray to God to help me find a better job online, one that pays and one that I really can do well without problems. Actually, I do novenas for my job. I've been doing it for several months now. I continue to pray for help and guidance for my finances whether it's status is doing well or not. I have the habit to pray always. I never have thought of the option borrowing from others like what others would normally do. Somehow when I'm really short of money, in no time help comes and money becomes available. Ciao!

When I run out of money, I try to work as hard as I can. I work overtime and I increase my workload so that I would get overtime pay and more incentives. I also work harder on my GPT sites. When I really can't get extra cash, I try to spend as little as I can without starving myself.

Hi Spoiled I too panic when ever finances are running low and I pray God to come out of this situation and as I am not working any where I cannot earn money but try to spend less money and spend very carefully and till today I am coming out of the problems only because of God because he is always helping me. Have a nice day.

I panic and freak out. But for some reason, everything seems to work out. I don't know why, or how. I work about 25 hours a week. My rent is covered right now by student loans. Which is nice, but won't be nice when I have to start paying them back once I graduate. I've recently started to get into making money online. And so far, it hasn't really been working out. I guess I'm looking for a quick fix, or extra spending money. Either way I know I need to start saving money for when I graduate. I such at saving. ugh.

Hi!I am Chinese and I am still a student.In China only rich people can be affected by depression.Like me my stocks were devaulated.Other things go in gear.

I know I panic too as I was brought up to always have emergency money, just in case something goes wrong and this did happen to me last year and I nearly had a nervous breakdown...

hi spoiled well I mylot a lot and I do mean a lot, and pray, and panic, oh yes indeed, and I do mysurvey.com which by the way just paid me ten dollars which I will get in six weeks by check. And hope I will get that 250 dollar check that Obama has promised again this year to social security and SSI people. I have some medical appts I will need to keep next month plus getting my eyes checked for new glasses. I will have a very small charge for the glasses but this stuff does all add up.

If I may need the money right then and now, I will panic.. But once I sit down and think, I realize that I just need to pray and ask God to work in my favor. That is what I usually will do now. I will just ask God to make a way for me and for my family. I have also been on the Internet doing various tasks online just so that I can have some extra change. It may not pay the bills, but at least I can say that I can have the money when I need it. I am very grateful because one time, I was unable to even make that kind of money on the Internet. You are doing the right thing by finding a way to bring some extra money in too.