Will you lend your last money to your friend ?

Philippines
February 21, 2010 11:54am CST
On several occasions, my friends approached me to borrow money for milk of his baby, the other one, to pay for the electric bill, the other one, to fund the check she issued, and etc. with the promise that they will pay me on a certain date. When the time comes, they failed to pay me. So it was me going around to find money for my own obligations and expenses. I told myself, next time they can not borrow from me anymore. What your views on this?
1 person likes this
10 responses
@saphrina (31551)
• South Africa
21 Feb 10
We never learn our lesson when it comes to friends and money. Yes we care about our friends, BUT, they should know better than to ask for money if they know they will not give it back. That is actually a very rude thing to do to your friends, who are helping you out. I would suggest that you never lend money to any of your friends again. TATA.
• Philippines
21 Feb 10
I think you're right. One, two, three times that it happened to you is enough lesson. But sometimes, I feel guilty. I just contain my mindset to overcome my guilt feelings..lol Thanks saphrina
@saphrina (31551)
• South Africa
21 Feb 10
This might sound rude, but you must never feel guilty about your friend's money problems. I am sure you have enough of your own. Don't ever feel guilty, that is how they see their opening to come and lend a few bucks. Yes, friends can do such things. TATA.
• Philippines
23 Feb 10
Truly, I respect your opinion and insights. Thanks a lot. Have a nice day!
• Philippines
23 Feb 10
you can't lend money if you also need it. sometimes you have to think of yourself first especially if you're also providing for your family. no matter how much you want to help, but if you have nothing to spare then maybe you can say sorry and turn down her request. maybe it's better if you'd help your friend to find ways on how to earn her own money. plus, it's bad enough that she's not paying you back...hope you can work out your problem ^^
• Philippines
23 Feb 10
Actually, I have forgiven this friend of mine already but I will never forget that she borrowed money from me without paying. It could have been a different story if only during that time I was not financially broke too. Anyway, we're getting along well as if nothing happened. Thanks hera-alhambra
• United States
22 Feb 10
honestly I try to never loan money to friends because nothing ruins a friendship faster than money. In the event that I do lend someone as money I never give a date to pay it back. I just count is as a loss and don't expect to receive it back. When I think like that I am not disappointed when I do not receive it back but then again it is a pleasant surprise when I do get it back.
• Philippines
23 Feb 10
That's pretty good of you. May be if I have more than enough money, I would also do the same thing. But what if that only money you have was intended to pay your bills on a later date?
@Porcospino (31366)
• Denmark
23 Feb 10
I have been in the same situation a couple of times. My friends have asked me if they could borrow some money, but they never actually returned the money that they borrowed. In some situations I would still lend my last money to a friend, but it depends on the situation. If they have serious problems and if they can't buy food etc I don't mind sharing my last money with them, but if they want to borrow money in order to buy expensive clothes or something like that I would say no. Some of my friends have done a lot for me and they have helped me in many different ways, and if they really need help I am also going to help them.
• Philippines
23 Feb 10
Hi Porcospino, That's very kind of you. You have a fair judgment. Thanks.
@itwirl (44)
• Singapore
22 Feb 10
Hi dencher, I'm in the exact situation as yours. Its very frustrating when they promised and end up not keeping to their words and they left you hanging!! Worst still, we the lender, is the one to be asking them when could they return back the money instead of them being responsible. Some still have the nerve to ask for help AGAIN even with their old debt yet to settle! Its really our choice to help them or not. Since what i've been going through, i will no longer help those who didn't kept their words. For those i still help.. i expect them to return as promised. If they unable to return the money on time, ive reminded them to let me know beforehand the change of date instead of me asking them at the last minute. Of course, if we are struggling, just say nicely we can't help due to shortage. Money issue is a very sensitive matter i must say.
• Philippines
23 Feb 10
I absolutely agree with all that you have stated. Thanks a lot for sharing your views.
• Indonesia
22 Feb 10
hahaha depend on situation, if i did not use it i will give it to him, and if he more need it than me, i will give it to him, and if he can pay back it, it is okay if not it is okay too :) thanks for a good discussion :D sincerely reborn is hard
• Philippines
23 Feb 10
Wow! very Christian-like behavior. Hope everybody can be like you. Thanks rebornishard.
@jwfarrimond (4473)
21 Feb 10
Yes, I'd not lend to them a second time, in fact I'd not lend to them the first time if it caused me to be short of money for my necessary expenses. Do you know the saying, "Charity begins at home"? In other words, take care of you and yours first before extending charity to others.
• Philippines
23 Feb 10
Hi jwfarrimond, You have your point there. Charity really begins at home. Thanks for your views.
• Philippines
22 Feb 10
if its my last money then i wont, its not that i dont trust her but we cant tell that somehow we also need the money. we cant predict our future and what will possibly happen to us in the future. we cant be healthy all the time so we also need it just in case. i know some of them will not understand but we have to think of ourselves too.
• Philippines
23 Feb 10
Yes I agree with your point of view but this one friend of mind, whom I lent money a long time ago, was so demanding and don't seem to accept rejections. But I already learned my lessons. Thanks homeshoppers
@alinka (184)
• Greece
21 Feb 10
I found myself alot of times in this kind of situation.Even though it was my last money i couldnt say no.The funny part is that when the time came for them to pay me back and they didnt ,i was embarrassed to ask them for the money back. I promised myself that will be the last time when this happens but it never worked.But now i borrow money only to friends that they will keep their word and return the money on time.
• Philippines
21 Feb 10
Now I know that I'm not alone in this kind of experience. Instead of them getting embarrassed for not paying us, it's us who feel ashamed to remind them. How life goes...Hope friends won't abuse those who are warm-hearted like us. Thanks alinka
• China
21 Feb 10
This is the same thing happen to me .my friend never metioned to pay back.I think she is pretending to be forgotten.If it is really the case,I will no longer be friends with her.Such a person not worthy of interaction.Of cause,I will not lend money to her.
• Philippines
21 Feb 10
It's really disgusting to have these kind of friends. They are abusing our being good to them. If they really are not yet able to pay back, it's but proper for them to tell you beforehand so you can do something about your own needs. Thanks marina