Do you think that there are alot of people out there

Hi JJ, Often times people get money and go and blow it on things they don't need when they could do a lot more with it. One time I had some money in an investment account which was building up nicely..I had saved hard and put it away for when I would need it when older-but then I married-the worst thing ever my hubby then didnt work I was the one who paid the bills and as I had money in the bank eventually it went paying bills and getting things we needed..am divorced now and don't have anything well little saved, but am on my own and just hope I can get my priorities right to continue saving thoughthese days it is difficult and sometime I think it would be nice to treat myself for a change-then I dont save! So we are all likely at some point to 'blow' our money..LoLo

i know a lot of people here in our place. that when they have a lot of money, they will use them to buy lots of things. sometimes, they even buy not so important things, things they wanted but not to the point that it is much needed. there are even those who already use their money, without even reaching it to their hands. sometimes, they know that they will be receiving a certain amount, so before it reaches their hands, it's already consumed. they will borrow money and when the expected money came in, they will return or pay the money they borrowed.

When you have no longer money on your pocket, you will get to think to buy the only important goods and things, the only thing that you needed in the meantime. But when you received ample money, you will get to think of different things , all that you want, even if you don't needed it and spend it all. We call it one day millionare here in our country. I believe many of us think that way, we want to spend and spend if we have more money, what money are for if we will not spend it. Anyhow, we can spend and we can invest. We spend to buy the things that we needed and invest it or put it to a little business so that it will grow. We all have to learn all about money so that we erase the idea of spending too much.

Unfortunately, this is what has been happening to the world for more than a couple of decades now. I know of a number of people who spend their paycheck every week without having $1 in a savings account. Then when you ask them if they want to do something really special, they say they can't afford it. I think this is where consumer economics should be the one subject that they teach for four years in high school instead of English Literature. No offense to any Lit Majors, and I'm not saying that isn't an important subject. We just need to put people on their feet, before they get thrown out to the wolves. As soon as kids turn 18 they seem to be getting credit card offers, even when their parents have bad credit. They really have no education on how to handle it. When I was 18, even 21, I had a hard time getting credit. It's a totally different financial world that we live.

I think its the younger generation who spend and spend before taking care of important things that need to be paid for first. I have always paid the bills first and then if there is anything left over I will either put it in to my saving account or buy something of importance. I have never been one to buy and buy without concerns of the future expenses. The younger generation as soon as they have a couple of hundred dollars they have to go buy the lastet gadget. I think you and I have our priorities in the right order and they don't.

With the bad economy one would think that saving money and paying off things such as bills. I know that my husband and I have been saving a lot more money than we spend. We are trying our best to get caught up on bills which has been hard because we never seem to have enough money. I am not looking to get rich, but I do want to get things paid off so we can start remodeling the house. Our house is a fixer upper and we would love to start doing that once I get money saved up.

Well, right now we are in a recession and people are spending less than usual. It would be better for the economy as a whole if they put more money in circulation by spending it. The fact that they won't is why the bonuses that Bush gave didn''t help too much although his intentions were good. I try to not be too hard on the folks who are blowing money. They're helping the economy recover more than I am and that will benefit me in the end too. lol Seriously, it always amuses me to hear people say "You can't spend your way out of a recssion (or depression"). Truth is if you don't spend your way out, you just don't get out.

I'm like you and I think we're doing it wrong. I go without so many things and I sit here day in, day out. I don't go anywhere, I don't do anything, it all costs too much. Instead, I pay my bills and make sure I have enough put aside for up coming bills and then a little more for emergencies. Sure, I whine about never having enough but I stand on my own two feet, ALWAYS. I don't whine and expect others to loan me or give me money when it's needed. I get so cranky...I see people smoking, having a great ole time at the pub, driving to do the shopping and filling up the trolley with goodies, driving top far away places to visit with rellos or friends. They get out of paying their bills, they borrow money and don't repay it. Funny how these people have enough money to do what they want to do but when something unexpected or extra turns up they whinge and complain and stick their hand out.

hi jugsjugs no I think your priorities are really right. If we are not wealthy and most of us are not, we should be buying the things we really need, and also paying rent and utilities and our bills before we buy the things we may want but can jolly well do without. We probably learned from our thrifty parents how one should spend her money wisely.I pay the few bills I have here,phone, and internet, and my copay on my medications then whatever is leftover I usually first keep a stock of hard candy on hand for low blood sugar attacks. I have no fridge in my room or would keep orange juice onhand. Then if I really need something I will buy it knowing that all my bills are paid. But I usually try to keep a little money left over just in case. I have seen people who do not look any more well to do than you or I, but they buy the luxuries first then bit@h about not having money to pay the electric bill, its really not sensible in my eyes.

Well I'd say that there are alot of people out there that don't know how to manage money. If they come into some, the first thing they want to do is spend it all on things they don't need, they don't think about the other important things like bills that need to be paid first. Its all just a part of being immature, and its just not you, your one the people's that have their priority's straight.

When money comes easily or without labor people don't bother expense. Heard earned money has much value. People think twice to expense that money.

Well many people spend and these days I think try and save but yes there are people out there to whom money is not an object and just spend regardless. I have been guilty of that too at times.

I know of a few people that don't handle money well. They might consider it necessary but I don't. I would pay my bills first and then set aside money if I have to and whatever is left spend on frivolous things. Some people don't have the same priorities and then they wonder why their bills are always behind or their checks are bouncing.

I agree with you. I have a girlfriend that is so stubborn when it comes to spending money in the right places. I always tell her whenever she receives money from employment or any other source, she must invest a percentage into herself. Meaning that she should pay herself first before she even spends that money on non-essentials. I hope one day she and many others out there realize that it's not how much money you make. It's how and where you put that money that counts.

Yes I have known People like that to and I think they will never learn But in the same Breath a lot of People think they only live once so make the most of it and they get silly about spending Money

I think this is a tendency among a lot of people. We are trying to be different with the money that we have extra right now. In fact, by holding on to my bonus I got at Christmas, I am having time to be on medical leave, and I am also looking into just working part time. We have tax money back, plus, Social Security has given my husband some money they said they shorted him. We are able to do a little bit of important stuff. We just invested some money. I have about five hundred in savings as well. I am going to insist that my husband get his teeth fixed, and we are going to do some home repairs.

Unfortunately there are many people in the world that are bad with money. I know a few people who spend every dime that comes there way without even thinking of getting a savings account, or planning for next months bills even. A lot of people live month to month and just do whatever they can to get through. It doesn't matter what rough times the world goes through, some people never learn. I know some people who I *thought* hit rock bottom and I *thought* they learned from it, but then as soon as they got some money in their pocket they only spent more and more! And now they are even lower than low. I didn't know someone could get so low! Basically I learned you cannot force people to work hard to dig themselves out of a hole, and some people aren't willing to dig - they want others to save them from their mistakes. Best thing you can do is avoid those people like the plague. Focus on yourself, save money for your own family, that is all you can do!

I have done this and at times now, if I do not take control of my self, I will still do it. I am better at doing the important things first now. I do what needs to be done first, then if I have any thing left, I consider what I will do with it.

Hiya jugs, I see no harm in People buying what they want within reason of course but who is to say that their reason is logical or not? Money is something whether you have it or not is there for you to use. So if I have money I don´t want to hoard all of it I spend a little bit more than usual and I don´t regret it anymore. I did before but not now I seem to be able to take a different view than I had before. Yesterday I saw a boat being transported on a Lorry a nice big beautiful boat and I imagined myself being on it and I would buy it if I had the chance. Then when I actually got to the other City we went to see which much more beautiful than this one a lot of Women were wearing fur coats and I thought you would not think that we were in a money crisis situation with what I was seeing. Ok perhaps they are doing it for show but I think that if that helps them ease their own mind then so be it. However the credit card sharks and their over inflated interests someday hopefully will be outlawed should have been done ages ago. Money is a fun thing to have and use and I am the most practical of people but I do like spending it too on other People and myself or viceversa. If I had pots of it, it would go on a House for me and my other Half a reasonable House not some silly big Mansion but something nice and reasonable yes.

Hi Jugs, I feel bad seeing people who does not know their priorities and who failed to manage their budget. i know of friends and relatives who spent a lot in personal things but have loans left and right. of course, it's not my problem anymore, it's their life but i can't resist them when they come to me to borrow money to buy milk and even food for their family or kids especially. i already tried talking to them about this concern of prioritizing their needs, but they don't listen. i want to teach them a lesson that's why there are times when i don't lend them money not to be selfish but to teach them a lesson.