Which level are you?

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Guys, I found interested article. This article is about level of online earning. This article was written by Abraham Ngipol. I will rewrite some here for our discussion. Stage 1. Start-up Stage In the start-up stage, as a new online earner, you are an individual who doesn't have money in your paypal account to join a higher level of earning program. There fore, your online programs are those that are free to join like paid to click, paid to post, paid to promote, survey sites taht are free, and other free programs that the earnings are very minimal. In this level, you earn all or 95% of your income through your active participation. Your income is called Active Income! Stage 2. Build-up Stage In the build-up stage, you have now some money to invest in better and higher earning sites. It may include free programs and paid programs. Twenty to fourty percent (20% - 40%) of your income comes from programs without your active participation. In this stage, your income is beginning to grow. Your income in this stage is a combination of active and passive income. Stage 3. Allocation Stage In the allocation stage, you have now enough money to invest in more profitable earning programs. You can now join programs that requires a higher fee but the return are also bigger. This may include building your website to promote certain products and services, or some affiliates programs. In this stage you have invested into more bond fees and you have some referrals that you earn money from. About 60% - 80% of your income comes from investment that doesn't require your active participation. Stage 4. Retirement Stage This is the stage where every internet earner wants to be. Your participation is not required but the income is flowing to your account month after month. Well, what do you think about the article above? Which level are you now?