Do you think online earning program have Bugs?

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Hello Myloters, I just want to know what everyone think here about online earning program. This is actually my second computer because my first one got ruined when I started joining online earning program and at that time I did a lot of PTC who turn out to be just scam. My computer gather viruses that lead it to crash and unfortunately become impossible to fix. Though I didn't really know if thus viruses come from online earning program. Do you think online earning program contain viruses specially PTC's? I clean my laptop all the time with some antispyware and anti virus program and I often get tracking cookies. Is this harmful as well for what I do in the net specially for banking? Thanks Myloters for sharing and happy Myloting.