Verification of bank account

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Hi mylot friends particularly of mylotters from India. I am having paypal account and Bank account is yet to be verified and therefore I could not make any transactions. First paypal intimated that they had sent two small deposits to my State Bank of India account and they have to be confirmed when those deposit amounts appear in my account; but no such deposits were credited in my bank account. After paypal informed me about this I changed to ICICI bank account and paypal again reportedly sent two small deposits to that bank account but those deposits have also not been credited in the bank account and therefore my account with paypal still remains UNVERIFIED. Now paypal wants credit card details.. but I do not have credit card and also I do not want to go for any credit card. In these circumstances I do not know what to do. I want advise of mylot members who have got their bank account verified recently as to what I have to do at this juncture. I will be very much thankful for the advise regarding course of action to be taken to get my bank account verified by paypal. WITH BEST WISHES TO EVERY ONE.