getting credit card help

India
March 3, 2010 11:04am CST
Hey im just a boy of 19 years have involved with many internet business but the problem is i need credit card and it is really hard for me since i stay in shillong (India) and most of the cards dont accept my city
2 responses
@rachel999 (210)
• India
3 Mar 10
Hi Ajaraine, there is another way of getting a credit card even if your city does not apply. Go to any multinational bank and make a fixed deposit of minimum of Rs 10,000 and ask them to issue you a credit card on those basis, the bank will issue you a credit card for 90% value of your fixed deposit, so it depends on you how much you wish to deposit. You use the card for the next six months and pay your bills on time after six month you can apply to any bank on the basis of your credit card usage. Still if you want a credit card only for your internet activities you can open a B2 account in ICICI bank and apply for E-wallet or VCC (Virtual Credit Card) which can be only used of Internet trading (Buy/Sell) basis. It is a zero balance account http://www.b2.icicibank.com/ Try this out... If I have answered your query you can press the plus button above my answer otherwise leave a comment so that I can answer any other query you have regarding this issue.
• India
5 Mar 10
Thanks for the info, I hope This will work. M keeping my fingers crossed
• India
5 Mar 10
Hi Ajaraine, I am very sure about this system, trust me it will work for you too, Good Luck & God Bless.
• India
3 Mar 10
for the age of 19 yrs to get a credit card is a really difficult thing in India. If you want you can try virtual credit card. there are may banks which offer virtual credit cards if you have an account in that bank . or else you can use entropay which offers virtual credit cards to which we can load money from our debit cards or bank account.