Do you currently live with paycheck by paycheck?

Hi Kingparker! I just recently lost my job, but my husband still has his. We don't have many bills to pay but still I am on here until I can find another job to replace the one I lost. I'm also thinking of going back to school. All of this I'll just have to work out, but for now I'm concentrating on earning a little more online then I have in past months. We have savings, but no real budget, we also don't spend but on our bills and for hubby's lunch and occasional suppers.

I like paycheck to paycheck right now, yes. I plan to be able to save up some money in the future though. I figure if I keep working at home, I should be able to earn some extra money to save instead of spending it all. I need to keep a closer eye on my spending habits, and make sure I am working a set number of hours a week. If I do those two things, I think I can definitely start saving up some money.

Since I do not have a job, I am living off my savings. This means that when I had a job, I was not living with paycheck to paycheck. I set aside a certain amount for my savings so when I do not have a job ( like right now), I have money to pay for my bills. Good luck on you plans to go back to school. I am sure a lot of opportunities will be available for you. Just live within your means and you will do fine.

yup, I've been to that years back. the good thing is that I only suffer some minor set back when I'm just starting for my first job. the payment is way below the minimum pay-out. but instead of dropping it and look for another one, I manage to pull it off and little by little, i have gained experience which I used in finding a better and more productive job. Now, happily contented with what my paycheck brings to me.

We are all in the same boat. Times are tough and I am barely making in paycheck to paycheck. My cousin had to get me a car because mine just broke down and gone to the car junkyard in the sky. I had no money for a car and my job requires a car. I work in the inventory field and we drive to each location. I was on leave for a month so I wouldn't lose my job. I had a very rough month to say the least. I am also going to be planning on getting back to school. I am going to take a computer class to get better skills for a better paying job. I would encourage anyone to go back to school to learn more skills. I think it will also look good on your resume that you are willing to learn and do whatever it takes to improve yourself for a good job. I am not sure how old you are but we are never to old to learn.

Hi I was in this situation a couple of years ago when I was student, those days were hard, I wouldn't even say that I was living from paycheck to paycheck, it was worse than that, I remember that i don't even had money to pay for groceries, or to buy my books, everything was going for the tuition, those days were horrible, fortunately right after I got out of college I got a really nice job, which i still have, and I don't have to go through the same thing again. You have to think if a change of career path would be enough for you, and whatever your decision is, you have to base it in a lot of research, but go back to school could be a good alternative with you, I always tell everybody that more education won't harm you.

Same here. But since I started working at home we are in a better position as compared before when I was working with a company. I think we are getting there. Given another year probably and without major changes I think we can get ourselves out of debt and could start saving then. Waiting for that time to come. If there would be a training that I would like to do is training on how to make jewelries. I am currently trying to turn that hobby into business but still got a long way to go.

We are pretty much in the same boat you and me, but i am so lucky that my boyfriend can cover the rent for a period, but i still have to pay for the food and all other commodities i need. The difference beteen you an me is you have an actual paycheck and im unemployed...

I am also living paycheck to paycheck and it is very stressful. I am always worried that something is going to happen and I am not going to be able to pay for it. My goal is to make enough money online to pay off both of our cars and that will relieve a lot of the stress. I just applied for a promotion at my job and if I get that, I will make a lot more and that will also help ALOT!

To be honest, with my current paycheck, I have no business complaining and saying that I don't make enough. Specially because I still live with my parents. So although I don't have a big savings account to speak of, I can't complain because I know it is all to my doing. Kudos for you for looking at options to further your learning, go for it!

I guess most people have the same dilemma as you. Even though a person is receiving a large paycheck compared to most of his peers it still doesn't mean that he is not in the same situation. I think the problem is we tend to spend more than what we earn. I realized this after I look at the direction of my savings right now. Its been dwindling every month. When I started working after I graduated I was at minimum wage but I manage to save more money then than now. Even though my income has increased more than 10 times than first paycheck. I had a larger saving back then compared to now. When I looked back at it, I saw the flaw was on the way I spent my money. The higher my income grew the more I spent on the things I wanted but not exactly the things that I needed. That is why after my last shopping spree for my hobby which is photography I decided that I should start saving my money and start becoming a smart buyer.