eBays latest changes

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I have been selling (and buying) on eBay for well over a year now and have completed over 100 transactions. I've always made it a point to be as fair as possible to both buyers and sellers. Ebay's recent changes are pushing me away from being a seller though. First, they take away seller's choice to accept checks or money orders - the policy now is you can only accept a payment via an online method such as PayPal. Then they take away the seller's ability to give negative, or even neutral, feedback to buyers. Yes, this provides extra protection for the buyer to feel more comfortable being honest with their feedback. However, as a seller I've had several negative experiences with buyers, and the worst I can do is just not leave any feedback since the only other choice is positive feedback. How is this fair to sellers and how can I warn other seller's they're dealing with an at-risk buyer? Now their latest change is not being able to make insurance optional for the buyer. And if we want insurance, it has to be rolled into what we charge for shipping (meaning we raise shipping costs), as a handling fee, or included in our starting bid price. All of these changes are getting very frustrating for me as a seller, but the biggest one is the feedback issue. I contacted Ebay about my concern and they basically could care less. All I received back was a reiteration of their policy. And their system is set up so that if it detects any wording or settings contradicting these policies in your ad, it flashes a big warning and tells you to go back and change it - and if you post it anyway without changing it, they can pull the ad at any time. Do you sell on Ebay? What do you, as a seller, think of these changes?