HYIP is a scam right??

yes! 99% of hyips are scams. infact in my 3 years of investing in hyips i have never come across a single site which is not scam and performed for more than 3 years! all they do is to take your money and pay it to people who invested before you. and when new investors stops coming they will stop paying and eventually collapse. so only invest in hyips the money you can afford to loose.

Hi rugeneration, First of all, I did not involved in any High-yeild Investment Programs. And I hope I can keep myself out from this type of program. I believe this is a get rich quick schemes. To involved in this type of scheme, we need to invest certain amount of money and they promise us a certain amount of interest for a certain time of period. Their interest is usually unbelievably high and make us hard to resist it. My question is how they gonna make money to pay us all the interest? If bank can not afford to pay as much as them in term of interest, how they manage to gather money from it. Some of them said that they invest all the money to do some trading. This is the riskiest one. They might do a correct decision once but not always. And if they lose in their trading, how they want to pay all the interest and the basic investment? They said they use the most sophisticated system or software to enable them to make profit every time. It is true? If there were any system or software that can make a correct decision every time, I think all of us would be rich. This is another great liar. They just want to sale their product and of course they would said it is proven and we can make a lot of money from it. Would you buy a product that not been proven or if the owner did not know the effectiveness of their own product? So, stay away from it before you get scammed.