Have you experienced being scammed?
By joram328
@joram328 (503)
Philippines
May 18, 2010 5:15am CST
I have experienced being scammed that's why I am wary of payments being made over the internet or websites that require upfront payments before an applicant is hired. I am especially paranoid when a credit card is required because if you give them the information, it will give the scammer a chance to make you pay more than what you bargained for -- just like what happened to me. I made use of my credit card for something which costed only $3.00. After I allowed the transaction, it hit me that I might be scammed, so I checked out the website and there it was among the fraud/scam list. I immediately called my bank to stop the payment but they did not allow it since the amount was not yet appearing in my account. They said that we had to wait for it to appear first. So we waited, and as expected, after 1 transaction, there was another worth $60.00 and then another worth $120. It was just fortunate that I reported the incident to the bank immediately hence all the money was refunded to my account, I had my previous account blocked, and I was issued a new account.
How about you? What experience did you have in being scammed?
5 responses
@dennisjade (91)
• Philippines
19 May 10
yeah and in response to that thing, i do scam and spamming myself today. its good money. what the heck about privacy then.
@dennisjade (91)
• Philippines
21 May 10
people pay me to do it basically. its not my interest to do it but $20 for a one spamming job is really a good pay. i have softwares already to do it so I offer my services to their marketing needs or some sort
@evepin (721)
• Philippines
18 May 10
fortunately i have not yet experienced being scammed, and i surely hope i wouldn't encounter any scams later on. that's why i read about online sites first before registering, and if there are any negative comments and reports about them then i dont join. one rule for me too is that if the site asks for money then most likely it is a scam.
cheers and happy myLotting!
@shibuuya_yuuri (71)
• Philippines
19 May 10
rightt...and don't undergo any transaction that involves money online ..do not give your personal data most especially you bank number because there are many brilliant bank hacker nowadays..be very discrete in giving information..always remember not to have any transaction with money matters online. remember this: there is 99.99% possibilty that the people we personally know will scam us, how much more those we do not know that they exist?"..
and i dont even expect much from mylot, if they will pay me so great of them, if not, nothings has lost from me..i have a good time discussing with my fellow mylotters...
More power!!!
@joram328 (503)
• Philippines
19 May 10
you're quite lucky evepin. my defensive reaction just came a bit too late but i still managed to come out of it unscathed.
thanks for the advice shibuuya_yuuri. there are so many smart hackers online now, and high-tech thieves too. i just pray none of us will become their victims...
@daveyboy54 (518)
• United States
18 May 10
I never ever use my credit card online for these specific types of transactions. If you like to do offers, make sure you only complete the free offers. Again, DO NOT ever use your credit card.
To answer your question yes, I've been scammed several times but since I only use money I earn online, I did not loose out of pocket.
@mikamac_1990 (18)
• United States
18 May 10
Actually just recently I was looking for a car on craigslit and I found a car that was juyst to good to be true it was a Bmw with less than 100k miles on it and for under $2000. So I emailed the person who posted it and I got a email back saying how the car was so great and only getting rid of it cause they are going overseas for the military. So i asked how i was to pay for this car and he said ebay then he went on to say in order fo me to purchase the car i had to make a deposoit on it throught ebay with out him putting it up for a acution and me bidding on it. For me it was easy to spot cause i am a avid user of ebay and there is no way i was going to give him money let alone my account information so that ebay could set up the "Auction". In al my years i have never been scammed just a couple of close calls like this one.
@eg3av3s (20)
• Canada
18 May 10
Yes..My cousin and i were apartment hunting..She got a message from the owner by email saying he will be out of town with work so he won't be able to show the house that week..If we were excited to see the place we could go and peak in the window ..He apologized ..We decided we can go walk by it..so we did and the place looked really nice. We heard people inside so we knocked on the door..nobody answered but we could hearing kids inside..Finally we left and came back and we were told my the ownder of the house that it was a scam..soo annoying..People aren't just going to send money without seeing the place first..but it is annoying since you go and look at it ..get excited and let down..Scammers suck lol
