in need of urgent money!!
By ik4man
@ik4man (627)
Malaysia
May 31, 2010 3:39pm CST
I woke up at this early morning with a problem in my mind...how am i going to get a money to pay for an urgent bill!. It seem impossible to loan money at bank services at this time. So myLoters can you suggest me something? will you borrow money at your parent or to your other sibling? do you care about pride? I always worried about what they think about me and my family if i borrow from them. Please help and give an idea to solve this problem, thanks.
4 people like this
13 responses
@kquiming (2997)
• Philippines
31 May 10
I think it's everyone's problem these days -- need of money. I don't feel embarrassed whenever I borrow from my sister. It's a good thing that we have a close, good relationship. We don't really keep secrets from each other and we're always there to help and support one another when in need. There's no issues about pride between us. I'm sorry about your situation. The quickest solution to your problem is to borrow some money from a friend you trust and feel comfortable with.
1 person likes this
@rmorefield (941)
• United States
31 May 10
If I absolutely have to, then I will borrow money from my parents. If not, then I will pay the bills that are the most urgent. Then, I will go sell plasma a few times to make up the rest of the money that I need. Once in a while, I have something that I can sell.
1 person likes this
@carolscash (9492)
• United States
1 Jun 10
I hate to borrow money, but I will if it is absolutely necessary. I do not feel that it is anyone else's place to have to help me out so I really try to do on my own. Now that I am currently not working, it is a little harder, but I am doing all I can to make ends meet. I will work online with what I can and I have a flea market booth that I try to take advantage of for extra money.
@rosie230 (1703)
•
31 May 10
I dont like to borrow money off my family or friends, unless it really is urgent. I have even left bills to go to debt collectors to pay a weekly amount when times have been hard, even though I know I could go to my parents. It is a matter of pride to me, I want to be independent and not rely on others to help me, and that is maybe a fault of mine, but one that I dont think will change.
1 person likes this
@Crisfannum1 (314)
• Indonesia
1 Jun 10
Of course parents are the best way for your solution. They didn't ask for interests, and you could pay them anytime when you got the money back. Pride ?? They've been taking care for you since you're a baby, so when you become an adult, it doesn't hurt to ask for their help once again. I'm sure they didn't mind, infact most parents felt a bit lonely and not needed when they think of their kids never asking for their help.
@dodo19 (47317)
• Beaconsfield, Quebec
31 May 10
If I absolutely have to borrow money from family, I will do it. But only if I absolutely have to. It's not really something that I like doing. I don't like to have to borrow money, or ask for it. There are times though, when I don't have much choice. There are times, when I have to borrow money.
@jugsjugs (12967)
•
31 May 10
I try not to borrow money off anyone as then you have to find the money to pay people back.What i do i try to earn as much as i can by being on alot of sites aswell as i make cards aswell as sell them to people.I tend to also cut back on a few things if i do not need them as that way it frees up even more money.I think that there are ways to make a bit of money like sell the things that you no longer use or need.
@UmiNoor (4523)
• Malaysia
1 Jun 10
I know what you mean about borrowing money from family members. You really need to swallow your pride and they would probably give you a long lecture about spending and saving money and all that. And if you've been out of touch with them for too long, they would start about keeping in touch with family and how family are the only people you can turn to when you need help.
I guess having to be lectured about these things which at times won't let me ask for money from my family even when I urgently need it.
But if you urgently need the money, maybe you have to swallow your pride and ask them to help. But if this is out of the question, then you can always sell unwanted items or less used items in your house. You can get money instantly this way.
@camomile07 (1420)
• Germany
1 Jun 10
I don't like to borrow money neither, but at the moment difficult time is running and, as you already said, it's difficult to get some money borrowed from a bank. Your family and friend should understand your situation.
Apart from that, a bank also asks for comission to pay money back. So one option is to analize who you may ask to borrow you the money you need between your family and friends as the relationship to all of them might not be the same. It should be a person of your confidence.
Otherwise, you also may try to sell some of articles you own to get even part of that money. There are also second hand shops which realize resales. They change you your items for some money and they keep the products during some time (maybe a month) and you can get them refunded if you want them back. After that time, if you haven't asked for them back, they put your products on resale into their shop. Here, where I am living, we have one of those called "cash converters". Or if you have some jewellery, there are many business and particulars buying gold.
@ying_yang (56)
• Philippines
1 Jun 10
i actually have no bills to pay off, but if that time comes well i will borrow from my mom and no one else, don't like to borrow with my siblings as i hate asking me when can i have it back. :)
@KathysLaw (77)
• United States
1 Jun 10
I personally prefer not to ask unless is completely I mean completely a must of die situation. But, family is family. You should be able to ask someone that you think will lend it and has the ability to lend it without causing them to not poay a rent or something. Always be cautions of other situations too, let's remember that we all in this economy hole together!
Good luck!
Kathy