personal loan

its better off if you can get a consolidate loan. No need to go to every bank to pay your debts and saves your money in the long term

i think u contact from the bank they can help very well

Approach some banks.. they will help u out

just compare the interest on what the personal loan will be compared to the taxes and credit card interst. You should be ok since the load should have a smaller one but be careful. "robbing peter to pay paul" could end up hurting you if the interest rate is super high. That rate will depend on your credit and the bank.