Should couple have individual or joint bank accounts?

My husband and I had an agreement on this. We will each keep a separate account, then open a joint account for the joint payments like housing loan and family expenses. We agreed on an amount which is comfortable and transfer it to the joint account every month. For our individual accounts, we can still use money freely without having to answer to each other.

I'd choose to have an individual bank account. But maybe, just maybe...if we have a children then will consider a joint account, and will still have the individual one too.

Couples must have individual accounts that are maintained independently. But the names must be there. It can be an EITHER OR SURVIVOR account.If the people are not sure and would like to maintain greater privacy then a nominee can be added.

o course they should have individual accounts....because if your lovers love is not true ....then he may be using u.....he may be just loving your money not you ....so never share our bank accounts or make joint bank accounts.......money is the only thing which affects everywhere it affects in friendship , in love, in family .everywhere.....so we should have an individual account