Court notice

India
July 8, 2010 12:15am CST
Last noon I was taking a nap, somebody knocked my door, and it was the notice server from the court. He said here is a notice from the court; you have not paid the loan that you took, so bank has filed a suit in your name. I was dumbfounded, because I never took any loan from any bank. When I saw this notice, the name was not mine exactly, it has two extra letters at the end, and name of father mentioned there was not my late father. Here addition of one or two letters can turn a male name to a female. Bhubaneswar is male name, Bhubaneswai is a female name. Well I could know who this person was, this is a cheat who lives in my locality, has taken loan from different bank in names of his sons and unmarried daughter. Have you ever faced any such incident? Do you take a short nap in noon? Why people take such loans and try to cheat others? Share your views. Professor
1 person likes this
11 responses
@Lakota12 (42600)
• United States
8 Jul 10
HAd a x SIL that took our credit card no and bought a truck with it took years to get that off our record
1 person likes this
@Lakota12 (42600)
• United States
10 Jul 10
Nope didnt have our permission and still dont know how he got hold of the card no. and every thing! HE had to be looking in our paper work at the house when we was gone off to another sae for work!
• India
10 Jul 10
That's too bad, was that not done with your permission,, Professor God bless. Thanks for response. Professor.
• India
10 Jul 10
There is no such incident that I have come across but first thing I would say that why that messenger knocked wrong door? He should have read the name properly and I believe that he should be aware of these names of male and female. I had taken loan for my bike and that is 100% paid 1 year back, there after I have no pending loans to be paid and no plans for the same. May be I will go for home loan. I do not take nap in noon, no time for that and I hate cheaters
1 person likes this
• India
10 Jul 10
He knows the difference in names, but it is just carelessness .. Professor God bless. Thanks for response. Professor.
@Hatley (163776)
• Garden Grove, California
8 Jul 10
hi professor yes once I got a summons but it was not for me, it was for my next door neighbor who always was in trouble with back bills on driving tickets so I told the notice server that he had the wrong house so he went next door and oh my I felt sorry for him. She was screaming and carrying on and he was just a young fellow maybe 18 and it was his first real job.I wish I could give you an intelligent answer on people who take out loans and try to cheat others, but I think some people are just evil and have no God given morals at all.
1 person likes this
• India
10 Jul 10
Morality seems to be gone, none is afraid of the court above.. Professor God bless. Thanks for response. Professor.
@Opal26 (17679)
• United States
9 Jul 10
Hey Professor~ I'm sorry to hear that you had that kind of problem when it really had nothing to do with you in the first place! Unfortunately, that kind of thing happens way to often here in the USA also! People will try to get away with whatever they can these days including using their chilren to illegal things. I hope that you have been able to clear all this up without too much annoyance!
1 person likes this
• India
10 Jul 10
I have almost forgotten the issue, am comfortable now.. Professor God bless. Thanks for response. Professor.
@tigeraunt (6326)
• Philippines
9 Jul 10
hi professor, i has worked in a lawyer's firm and i am very careful in receiving notices. am sure the process server was not careful in sending the same. i guess the best thing is to inform the bank about the mistake so you are helping them correct the service of the letter and then they could serve it to the rightful owner. too bad your nap was cut short. anyways, just make a longer nap the next day to cover up for the lost one. cheers, ann
1 person likes this
• India
10 Jul 10
Hi Anny dear actually i know the magistrate of the court from where this notice came, so i rang up him and told about this, he might have taken action against the notice server.. Professor God bless. Thanks for response. Professor.
@denise36 (128)
• United States
8 Jul 10
I serve civil court papers. I can tell you what probably happened here. The person serving the court papers had gone out to the address the person they are looking for had given to the lender, only to find out they no longer lived there. After that, they started searching (skip tracing) to find where they lived now. Obviously, the person doing the search was not very good. You should not accept papers that are not your name exactly and especially not for a loan you did not take out. Once you pointed out to the person serving them to you that you were not that person,they should not have left them with you. Considering the fact that the name is wrong, you did not take out the loan and especially that the father's name is not your father's, you probably do not need to worry about identity theft but checking your credit report may ease your mind with that. You probably just ran into a case of bad skip tracing and/or a lazy server. It is a shame they interupted your nap with that. Afternoon naps are the best, I don't know we ever complained about them when we were kids.:)
• India
10 Jul 10
I did not accept the papers , Professor God bless. Thanks for the detailed response.WELCOME TO MYLOTProfessor.
@funorb12 (456)
• United States
8 Jul 10
Well, it happened to me in a different scenario. That scenario is a little private so I cannot share you with that. Anyways, people take loans to cheat others is quite obvious why. To make cash by ripping other people off! Why are you backing up the cheat? He obviously doesn't care about you or his family that he puts his family in danger of because fined heavily and the repo men might knock on their door! Don't cover the thug, expose him!
1 person likes this
• India
10 Jul 10
I am not backing up the cheat friend.. Professor God bless. Thanks for response. Professor.
@rameshchow (4426)
• India
8 Jul 10
It is the fault of postman. I never faced that situation but in my village the bank staff brough away all the things including doors of the homes Because in the starting the bankers offering the money for farmers for agriculture purpose, later they increase the interest rates. These all calcuation are not known to the village people. So they betrayed by the banks. And loss everythink. Actually india is the country based on agriculture. Agriculture means the farmers, But they face many problems.
1 person likes this
• India
10 Jul 10
I know many farmers who take loan, but never pay back, till the banks waive out the interest totally or partially.. Professor God bless. Thanks for response. Professor.
• United States
8 Jul 10
This reminds me of the incident that happened a few months ago when bank of america accidentally foreclosed a house thinking it was the wrong person though they people had tried several times to contact the bank. When the family came home everything was gone but the person who was supposed to be foreclosed was across the street. People are like that because they don't care-they just want to reap the benefits for themselves no matter what harm it gives to anyone else sadly.
1 person likes this
• India
10 Jul 10
There are so many kinds of persons on this planet..welcome to mylot!!! Professor God bless. Thanks for response. Professor.
• India
8 Jul 10
almost no.as i know the seriousness of the issue about taking a loan.my parents said to take a loan in my name for my higher studies.but i refused to do so and made my way by getting higher rank in exaqms and got a seat in a well reputed college with simple fees.
1 person likes this
• India
10 Jul 10
It is better to avoid loans, they kill you slowly.. Professor God bless. Thanks for response. Professor.
• Bulgaria
8 Jul 10
Hi proff i fully understand what u mean.Ye it has 2 option number 1 is a cheater who cheat the bank and if he was aible to do it good for him :DDD but if it's not you;re name there or none of you're family u have nothink to worry about it.Cuz here in Bulgaria our cheater when they do such think they give real names of real people and information for them which is real,and poor people has a lot of problem after that.We have credit milionares here who lives in ghetto and don't even have a house.Ofc this cheaters here are works in team with the bank employee who led them to take this kind of money but this is like other discusion. The second option is that from the post make so... in both cases u don't have to worry about it. :DD
1 person likes this
• India
10 Jul 10
Actually it was the fault of the notice server, i am no way effected.. Professor God bless. Thanks for response. WELCOME TO MYLOT Professor.